Tax Calculators: Ireland & UK
Free calculators for employees, contractors, and graduates in Ireland and the UK. All updated for 2026 with full band-by-band breakdowns, no sign-up required.
Ireland + UK
Career Decision Calculators
Ireland
Irish Tax Calculators
Salary Calculator
Income Tax · USC · PRSI
Enter any gross salary and see your exact net take-home after Income Tax (20% / 40%), USC, and PRSI, broken down band by band using 2026 Budget rates.
€85K gross → ~€55K take-home
Contract Rate Calculator
PAYE Umbrella · Director · Sole Trader
Compare net take-home across all three Irish contractor structures for any day or hourly rate. Includes pension, marital status, retention rate, and permanent equivalent salary.
€450/day sole trader → ~€69K take-home
Day Rate to Annual
Ireland · UK · Any currency
Convert any contractor day rate to an annual gross equivalent. Adjust billable days and unpaid time off to get a realistic annual figure, then link through to full take-home calculators.
€500/day × 220 days → €110K gross
United Kingdom
UK Tax Calculators
Salary Calculator
Income Tax · National Insurance
Calculate your exact UK net pay after Income Tax (20% / 40% / 45%) and Class 1 NI using 2026/27 HMRC rates, including Personal Allowance tapering above £100,000.
£60K gross → ~£43K take-home
IR35 Calculator
Inside IR35 · Outside IR35
See exactly how much more you take home outside IR35 versus inside IR35. Full limited company vs umbrella breakdown with corporation tax, dividend tax, and the exact £ difference.
£650/day outside → ~£30K more/yr
Student Loan Calculator
Plans 1 · 2 · 4 · 5 · PG
Calculate monthly repayments across all UK student loan plans simultaneously alongside your full take-home after income tax and National Insurance.
£45K salary, Plan 2 → £75/month
Frequently asked questions
Which countries do your calculators cover?
We cover Ireland (Income Tax, USC, PRSI, 2026 Budget rates) and the United Kingdom (Income Tax, National Insurance, 2026/27 HMRC rates for England, Wales, and Northern Ireland). Scottish Income Tax rates differ and are not currently modelled.
Are these calculators free?
Yes, all calculators are completely free with no sign-up required.
How accurate are the results?
All calculators use the official published rates for their respective tax years. Standard calculators assume PAYE employment with default allowances and credits only. The Ireland Contract Rate Calculator also handles pension contributions, marital status, and three contractor structures. None of the calculators account for BIK, share options, or individual tax arrangements. For precise tax advice, consult a qualified tax professional.
What is the difference between gross and net pay?
Gross pay is your salary or contract revenue before any deductions. Net pay (take-home pay) is what lands in your bank account after Income Tax, social insurance contributions, and other statutory deductions are removed.