Salary & Tax Calculators for Spain
Free take-home, tax, and contractor calculators built for Spain, all updated for 2026 rates incl. Beckham Law, no sign-up required.
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Spain
Spain calculators
Spain Salary Calculator
Beckham Law vs Standard IRPF
Calculate your Spain take-home pay for 2026, including the Beckham Law flat-rate regime for qualifying foreign workers. Compare Beckham Law (24% flat) against standard progressive IRPF side by side.
€90K gross → €64K take-home under Beckham Law (vs €55K standard)
Spain Autónomo Calculator
RETA Cuota Tiers, IRPF, and Final Net Income
Enter your estimated annual net income as a Spanish autónomo and see your 2026 RETA cuota tier, annual Social Security cost, IRPF liability, and final take-home.
€50K net income → Tramo 14 (€514.61/mo cuota) → €31.9K final net
Spain 14-Payment Calculator
Pagas Extra vs Prorated-Across-12
See your Spanish salary broken down both ways: the standard 14-payment structure (July/December pagas extra) versus a prorated-across-12 equivalent, including the withholding difference in bonus months.
€36K salary → €1,850 net in normal months, €3,068 net with paga extra
Keep your numbers current
Tax rates and allowances change every year
Get an email when we update this calculator for new rates, so you're never planning from stale numbers.
Cross-market
Calculators that also work for Spain
Employer cost, hiring, and career-decision tools that work for any market, including Spain.
Pay Transparency Salary Band Generator
Market-Benchmarked Bands · EU Directive Ready · Ireland & UK
Generate a publishable salary band for any tech role in Ireland or the UK. Set a defensible pay range that meets EU Pay Transparency Directive requirements, with employer cost at the midpoint and ready-to-paste job posting copy.
Senior Engineer Ireland → €89K–€120K band, €120K employer cost
Contractor vs Permanent Hiring Cost
Break-Even Rate · Duration Comparison · Ireland & UK
Is it cheaper to hire a contractor or a permanent employee? Compare total employer cost across 3, 6, 9, and 12-month engagements. Includes break-even day rate, recruitment fee impact, and full TCE analysis for Ireland and UK.
€85K perm vs €500/day contractor: permanent cheaper after week 21
Bonus Tax Calculator
Net Bonus · Effective Rate · Tax Bands · UK & Ireland
Find out exactly how much of your bonus you receive after tax. Enter your base salary and bonus to see net take-home, the effective tax rate on your bonus, which bands it crosses, and your total annual take-home. Covers the UK 60% tax trap and Ireland's 52% marginal rate.
£10K bonus at £80K salary → £5,800 net (42% marginal rate)
Job Offer Comparison Calculator
Net Salary · Bonus · Pension · Commute · True Hourly Rate
Compare two job offers side by side using real after-tax net income, confidence-weighted bonus, employer pension match, commute cash cost, and true hourly rate. Works for Ireland and UK, including cross-border EUR/GBP comparisons.
€85K hybrid vs €80K remote: remote wins on true hourly rate
Permanent vs Contract Calculator
Net Take-Home · Break-Even Rate · Ireland & UK
Compare your true net take-home from a permanent salary against a contract day rate, side by side after all taxes. See the break-even day rate and which option puts more money in your pocket.
€80K salary vs €450/day → contract +€18K/yr
Contractor Mortgage Calculator
Day Rate · Specialist Lenders · UK & Ireland
Find out how much you can actually borrow as an IT contractor. Uses the specialist day-rate underwriting formula (day rate × 5 × 46 weeks) instead of your director salary. Shows the full gap between high street banks and contractor-specialist lenders.
£600/day → up to £759K borrowing (vs £50K high street)
Freelance Rate Calculator
Target Net → Day Rate · Overheads · Bench Time
Find the exact day rate you need to charge to hit your target net income. Works backwards from what you want to take home, accounting for taxes, business overheads, public holidays, leave, and gap time between contracts.
€70K net target → ~€590/day Ireland sole trader
Salary Increase Calculator
Net Pay Rise · Marginal Tax · Monthly Gain
Find out exactly how much of your pay rise you actually keep after tax. Enter your salary and raise percentage to see your real net increase, monthly gain, and how much goes to Revenue or HMRC.
€75K + 10% raise → +€3,700 net/yr
Inflation Impact Calculator
Real vs Nominal · Purchasing Power · Break-Even
Is your pay rise actually keeping pace with inflation? See your real purchasing power change after tax, and calculate the minimum gross raise you need to maintain your standard of living.
5% raise + 4% inflation → ahead by €1,200/yr
Relocation Salary Calculator
After-Tax · Cost of Living · Dublin · London · UK Cities
Moving city? Find out what salary you need in your new location to maintain your current standard of living. Combines after-tax take-home with cost of living adjustment across Dublin, London, Manchester, Birmingham, and Edinburgh.
£65K in Manchester → need €97K in Dublin
Remote vs Hybrid Savings Calculator
True Net Income · Commute Cost · Time Value
Find out whether a higher hybrid salary is actually worth the commute. Compares true net income after tax, travel, meals, wardrobe, and the opportunity cost of commuting time. Ireland and UK 2026 rates.
€65k hybrid vs €58k remote: who wins?
Dublin vs London Calculator
EUR vs GBP · Irish & UK Tax · FX Conversion
Compare net take-home from a Dublin salary in EUR and a London salary in GBP, converted to a common currency for a fair side-by-side comparison after all Irish and UK taxes.
€90K Dublin vs £80K London: who nets more?
Day Rate to Annual
Ireland · UK · Any currency
Convert any contractor day rate to an annual gross equivalent. Adjust billable days and unpaid time off to get a realistic annual figure, then link through to full take-home calculators.
€500/day × 220 days → €110K gross
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