Salary & Tax Calculators for the Netherlands

Calculate your Netherlands take-home pay for 2026, with a dedicated 30% ruling toggle. See exactly how much the 30%-regeling is worth on your salary, band-by-band Box 1 tax, and the mandatory 8% holiday allowance.

Example€90K gross → €67K take-home with 30% ruling (vs €56K without)

Calculate your Dutch vakantiegeld (holiday allowance) for 2026: the mandatory 8% amount, how it's taxed when paid in May, and your net take-home in the payout month vs a regular month.

Example€65K salary → €5,200 gross vakantiegeld, €3,247 net in May

Check whether your Dutch gross salary clears the 2026 30%-regeling threshold and how much tax-free allowance and net pay you gain versus standard Box 1 tax.

Example€75K gross → clears standard bar · material monthly tax saving with 30%

Calculate your ZZP (self-employed) net income for 2026, with zelfstandigenaftrek, startersaftrek, and the MKB-winstvrijstelling applied correctly before Box 1 tax. See your exact net profit from revenue and business costs.

Example€80K revenue, €10K costs → €48K net profit (non-starter)

Calculate your Dutch hypotheekrenteaftrek for 2026. Enter your salary, WOZ value, and mortgage interest to see your eigenwoningforfait, the 37.56% deduction cap, and how much tax you actually save.

Example€65K salary, €450K WOZ, €8K interest → tax saved at 37.56%

Work out how much you can borrow for a Dutch mortgage in 2026, using the official Nibud financing table, the AFM test rate, partner income, DUO student debt and energy-label allowances.

Example€65K single, 3.9% 10-year fixed → maximum mortgage

Estimate your Dutch AOW state pension from the years you live or work in the Netherlands, and see what your workplace pension premium really costs after tax relief.

ExampleArrived at 30, stay to 67 → 74% of the full AOW

Calculate the true annual cost of hiring in the Netherlands. Covers employer ZVW, AWf, Aof, and Whk (WGA + ZW) premiums, plus the mandatory 8% vakantiegeld holiday allowance.

Example€65K salary, permanent contract → ~€81K true cost of employment (1.25×)

Compare AI/ML Engineer net pay, contractor economics, and cost-of-living trade-offs across the UK, Ireland, Australia, Canada, Singapore, Hong Kong, UAE, New Zealand, Saudi Arabia, Qatar, and the US. Each market's own take-home tax engine, ranked side by side.

ExampleSenior AI/ML Engineer, 11 markets ranked by net pay

Compare your offered base salary against real market benchmarks (p25 to p75) for your role and country, and see your actual estimated take-home pay. Covers 26 markets across Europe, the Americas, Asia-Pacific, and the Middle East.

Example£85K Software Engineer offer UK → In Market, 8% above median

Compare your current base salary with the median for your role, seniority and city. See your estimated percentile, how far you are from the median, and which seniority level your pay actually matches.

ExampleSenior Software Engineer, UK, 10% under median → in line, ~38th percentile

Is your pay rise actually keeping pace with inflation? See your real purchasing power change after tax, and calculate the minimum gross raise you need to maintain your standard of living.

Example5% raise + 4% inflation → ahead by €1,200/yr

Find out whether a higher hybrid salary is actually worth the commute. Compares true net income after tax, travel, meals, wardrobe, and the opportunity cost of commuting time. Ireland and UK 2026 rates.

Example€65k hybrid vs €58k remote: who wins?

Convert an hourly wage to an annual salary, or an annual salary back to an hourly rate. Adjust hours per week and weeks worked per year to see hourly, daily, weekly, monthly, and annual gross equivalents side by side.

Example$25/hr × 40hrs × 52wks → $52,000/yr gross