Salary & Tax Calculators for Australia

Calculate your exact Australia take-home pay for 2026-27. See Income Tax and the Medicare Levy broken down bracket by bracket, plus your employer's superannuation contribution shown separately (it's never deducted from your pay).

ExampleA$150K gross → A$116K take-home + A$18K employer super

Check what an Australian offer really means when super is included in the package versus paid on top. Compare cash salary, 12% employer super, estimated take-home, and optional HECS/HELP or MLS impacts.

ExampleA$120K package incl. super → A$107.1K cash salary

Estimate how much of an Australian cash bonus you keep after incremental income tax and Medicare Levy, with an optional annualised HECS/HELP repayment estimate.

ExampleA$100K salary + A$15K bonus: see the estimated cash left

Calculate your compulsory HECS/HELP repayment for 2026-27 under the marginal repayment system. See your repayment band by band, plus an indexation-adjusted years-to-clear projection.

Example$85K salary, $30K debt → $2,321/yr repayment (15% band)

Estimate whether you're owed a refund or owe extra at tax time. Compares PAYG withholding through the year against actual tax payable after common work-related deductions like working from home, tools, and self-education.

Example$95K salary, $580 deductions → ~$196/yr refund

See how much a novated lease reduces your take-home pay. Compare a fully FBT-exempt EV against a standard petrol/diesel car under the Employee Contribution Method, with 2026-27 luxury car tax and FBT rules built in.

Example$100K salary, $15.5K/yr EV lease → fully pre-tax, no FBT

See how much salary sacrifice into super saves you for 2026-27 after the $32,500 concessional cap and 15% contributions tax, with remaining room after your employer's 12% SG.

Example$110K salary, $10K sacrifice → ~$1,700/yr net wealth gain

Calculate your Australia Medicare Levy Surcharge for 2026-27. See your exact surcharge tier, the base Medicare Levy alongside it, and a direct cost comparison against private hospital cover.

ExampleSingle, $130K, no cover → A$1,625/yr MLS (A$4,225 total Medicare charges)

Convert a permanent salary to a contractor day rate, or a day rate back to its permanent equivalent. Covers the 220 billable-day year, PAYG/agency vs sole trader loading, the 12% Super Guarantee, and 10% GST invoicing.

ExampleA$150K base, sole trader → ~A$885/day excl. super

Calculate the true annual cost of hiring in Australia. Covers the 12% Super Guarantee, state payroll tax (NSW, VIC, QLD, WA, SA, TAS, ACT, NT), workers' compensation insurance, equipment, and recruitment fees.

ExampleA$120K salary, NSW over threshold → ~1.19× true cost of employment

Find out exactly how much of your pay rise you actually keep after Australian income tax and the Medicare Levy. Enter your salary and raise percentage to see your real net increase and monthly gain.

ExampleA$110K + 10% raise → +A$7,480 net/yr

Compare two Australian job offers after tax, employer super, expected bonus, and commute cost. Supports salary packages including super or base salary plus super, with optional HECS/HELP and MLS estimates.

ExampleA$120K package vs A$115K + super: compare the cash difference

Compare AI/ML Engineer net pay, contractor economics, and cost-of-living trade-offs across the UK, Ireland, Australia, Canada, Singapore, Hong Kong, UAE, New Zealand, Saudi Arabia, Qatar, and the US. Each market's own take-home tax engine, ranked side by side.

ExampleSenior AI/ML Engineer, 11 markets ranked by net pay

Compare your offered base salary against real market benchmarks (p25 to p75) for your role and country, and see your actual estimated take-home pay. Covers 26 markets across Europe, the Americas, Asia-Pacific, and the Middle East.

Example£85K Software Engineer offer UK → In Market, 8% above median

Compare your current base salary with the median for your role, seniority and city. See your estimated percentile, how far you are from the median, and which seniority level your pay actually matches.

ExampleSenior Software Engineer, UK, 10% under median → in line, ~38th percentile

Is your pay rise actually keeping pace with inflation? See your real purchasing power change after tax, and calculate the minimum gross raise you need to maintain your standard of living.

Example5% raise + 4% inflation → ahead by €1,200/yr

Find out whether a higher hybrid salary is actually worth the commute. Compares true net income after tax, travel, meals, wardrobe, and the opportunity cost of commuting time. Ireland and UK 2026 rates.

Example€65k hybrid vs €58k remote: who wins?

Convert an hourly wage to an annual salary, or an annual salary back to an hourly rate. Adjust hours per week and weeks worked per year to see hourly, daily, weekly, monthly, and annual gross equivalents side by side.

Example$25/hr × 40hrs × 52wks → $52,000/yr gross