PayMetric Labs
Saudi Arabia · Article 84/85, 2026

GOSI & End-of-Service Benefit Calculator

See your exact Saudi end-of-service benefit: half a month's wage per year for your first 5 years, a full month's wage per year after that, uncapped. Toggle resignation vs termination to see the Article 85 reduction, and GOSI if you're a Saudi national.

Full Article 84 award

SAR 70,000

Payable amount

SAR 70,000

Monthly take-home

SAR 20,000

Article 85 tier applied

Employer-initiated exit, full Article 84 award (Article 80 misconduct dismissals forfeit EOSB entirely and aren't modelled here)

100%

Figures are estimates based on Labor Law Article 84/85. Your actual entitlement depends on your exact contract terms, always confirm with HRSD guidance or your HR/payroll team before relying on this for a resignation or negotiation.

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Frequently asked questions

1

How is end-of-service benefit calculated in Saudi Arabia?

Under Article 84 of the Saudi Labor Law, you accrue half a month's wage for each of your first 5 years of service, then a full month's wage for each year after that. Unlike the UAE's gratuity, there's no cap, the full-month rate keeps accruing indefinitely past year 5. It's based on your last wage (basic salary plus fixed allowances, typically housing), not your average wage over your tenure.

2

Does resigning reduce my end-of-service benefit?

Yes, under Article 85, if you resign rather than being terminated or made redundant. Under 2 years of service, you get nothing. Between 2 and 5 years, you get one-third of the full Article 84 award. Between 5 and 10 years, two-thirds. At 10 years or more, you get the full award, the same as if your employer had ended the contract.

3

Does this apply to both Saudi nationals and expatriates?

Yes. Article 84 and Article 85 apply equally to Saudi nationals and expatriate employees in the private sector, EOSB is a Labor Law entitlement, not tied to GOSI or nationality. GOSI, by contrast, only deducts from Saudi nationals' pay, that's a completely separate system running alongside EOSB.

4

What counts as my 'wage' for the EOSB calculation?

Your last basic salary plus any fixed allowances that form part of your regular pay, most commonly your housing allowance. One-off bonuses, commission, and reimbursed expenses generally don't count. Always check your specific offer letter or contract, since allowance structures vary between employers in Riyadh, Jeddah, and Dammam.

5

What if I'm dismissed for misconduct?

Article 80 of the Labor Law lists specific grounds (serious misconduct, breach of trust, and similar) that let an employer terminate without notice and without paying end-of-service benefit at all. That's a narrow, specific set of circumstances, not the default outcome of any employer-initiated exit, and it isn't modelled in this calculator, which assumes a standard termination, redundancy, or resignation.

6

Does GOSI affect my end-of-service benefit amount?

No. GOSI contributions and EOSB are entirely separate systems. GOSI is a payroll deduction for Saudi nationals that funds pension and unemployment insurance; EOSB is a lump sum your employer pays out of pocket when you leave, calculated purely from your wage and years of service. Neither one changes the other.

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