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Data Scientist (Risk & Compliance) Salary in the Netherlands 2026: €71K Median & Range

+8.0% YoYMarket research summary
  • Risk analytics, fraud prevention and production ML support healthy demand in regulated sectors.
  • Netherlands Market Benchmark
  • Permanent figures are gross annual EUR
  • Contract figures are EUR per working day.
  • YoY reflects estimated market movement.
  • Perm is gross base excl.
  • 8% vakantiegeld and 13th month, benchmarked on De ICT Recruiter Salarisgids IT 2026 data scientist band with its financial-services premium, Michael Page NL interim data scientist rates and PayMetric's Aug 2026 anchor
  • Amsterdam set at the top of the De ICT Recruiter +5-10% Randstad correction, consistent with Indeed ranking Amsterdam first for developer pay.
  • Utrecht set above the standard correction for Rabobank-led core banking demand.
  • Eindhoven set below the national base given its thin local fintech and banking market.
  • The Hague set within the De ICT Recruiter +0-3% Den Haag correction.
  • Rotterdam set at the low end of the De ICT Recruiter +0-3% band, reflecting levels.fyi and Indeed city data below Amsterdam.

What does a Data Scientist (Risk & Compliance) earn in the Netherlands?

The median Data Scientist (Risk & Compliance) salary in the Netherlands is €71K in 2026, with a typical range from €71K to €75K. Pay has moved +8.0% year-on-year. Amsterdam currently leads city pay at €75K. This is base salary for permanent employees.

What does A Data Scientist (Risk & Compliance) do?

A Data Scientist (Risk & Compliance) is responsible for building statistical and machine-learning models for credit risk, fraud detection, and regulatory compliance monitoring within a bank or fintech.

Day-to-day responsibilities

  • Building and validating credit-risk or fraud-detection models
  • Running model performance monitoring
  • Documenting models for regulatory review
  • Working with compliance teams on model explainability requirements
High demand+18% Credit risk / fraud modelling+14% Model validation & explainability+11% Regulatory model documentation

Permanent Salary Benchmark for Data Scientist (Risk & Compliance)

Permanent salary benchmarks for Data Scientist (Risk & Compliance) in the Netherlands, from the low end to the top of the range, based on published market compensation data.

€71K

national median per year

+8.0% year on year

€71K
€66K€83K
Low
€66K
P25
€71K
Median
€71K
P75
€75K
High
€83K

High evidence · Netherlands annual benchmark · 2026 data · How we check our numbers

Data Scientist (Risk & Compliance) Salary by Seniority Level

Seniority is the biggest single driver of Data Scientist (Risk & Compliance) pay in the Netherlands. Entry-level roles start at €54K, rising 135% to €127K at lead or principal level.

Junior

€54K

€54K-€54K middle band

Mid-level

€73K

€73K-€73K middle band

Senior

€100K

€100K-€100K middle band

Principal/Lead

€127K

€127K-€127K middle band

Skills That Command a Premium for Data Scientist (Risk & Compliance)s

Certain technical skills push Data Scientist (Risk & Compliance) salaries in the Netherlands significantly above the €71K median. These are the most impactful skills to develop or highlight when negotiating.

Credit risk / fraud modelling

+18%

salary premium vs median

Model validation & explainability

+14%

salary premium vs median

Regulatory model documentation

+11%

salary premium vs median

Data Scientist (Risk & Compliance) Salary in Amsterdam, Utrecht, Rotterdam, Eindhoven and The Hague

How much does a Data Scientist (Risk & Compliance) earn by city in the Netherlands?

Data Scientist (Risk & Compliance) salary varies meaningfully by location. Amsterdam pays the most at €75K (6% above the national benchmark), while Rotterdam sits at €71K (in line with the national benchmark). Location is worth factoring into any offer negotiation.

Data Scientist (Risk & Compliance) Take-Home Pay in the Netherlands (2026)

After Box 1 Income Tax · single, standard payroll deductions

Entry

Take-home/year

€ 49.542

Effective rate

30.2%

Median

Take-home/year

€ 49.542

Effective rate

30.2%

Senior

Take-home/year

€ 51.523

Effective rate

31.3%

See the full band-by-band breakdown for Data Scientist (Risk & Compliance)

Adjust for your actual salary, see each Box 1 Income Tax band, and get monthly and weekly figures.

Contract day rates available for this role

Median €605/day, see full breakdown, city rates, and take-home calculator

View Data Scientist (Risk & Compliance) day rates →
  • Risk analytics, fraud prevention and production ML support healthy demand in regulated sectors.
  • Netherlands Market Benchmark
  • Permanent figures are gross annual EUR
  • Contract figures are EUR per working day.
  • YoY reflects estimated market movement.
  • Perm is gross base excl.
  • 8% vakantiegeld and 13th month, benchmarked on De ICT Recruiter Salarisgids IT 2026 data scientist band with its financial-services premium, Michael Page NL interim data scientist rates and PayMetric's Aug 2026 anchor
  • Amsterdam set at the top of the De ICT Recruiter +5-10% Randstad correction, consistent with Indeed ranking Amsterdam first for developer pay.
  • Utrecht set above the standard correction for Rabobank-led core banking demand.
  • Eindhoven set below the national base given its thin local fintech and banking market.
  • The Hague set within the De ICT Recruiter +0-3% Den Haag correction.
  • Rotterdam set at the low end of the De ICT Recruiter +0-3% band, reflecting levels.fyi and Indeed city data below Amsterdam.

Contract break-even

What day rate beats a €71K Data Scientist (Risk & Compliance) salary after tax?

Break-even day rate

€310/day

to match €71K permanent net

Permanent net take-home

€49,542/yr

€71K gross, 2026 Box 1 rates

ZZP'er, 220 days, Zvw health contribution, no employee social insurance. Net figures are estimates; use the calculators for exact results.

Market Demand & Outlook

Hiring demand, top locations, and career outlook for Data Scientist (Risk & Compliance)

High Confidence

Demand level

High

Based on hiring signals relative to similar roles in this market.

Top hiring locations

AmsterdamUtrechtRotterdamEindhoven

Career outlook

Strong upward salary momentum

Data Scientist (Risk & Compliance) salaries are showing strong movement, with latest benchmark growth at +8.0%.

Compare this role

Put the Data Scientist (Risk & Compliance) benchmark in context

Compare adjacent roles, employer estimates, published agency guides, and an offer against the market before you make a decision.

Why Data Scientist (Risk & Compliance) Salaries Are at This Level

Data Scientist (Risk & Compliance)s in the Netherlands earn a median salary of €71K in 2026, with a typical range from €71K at the 25th percentile to €75K at the 75th percentile. This benchmark reflects published market compensation data for annual pay across the Netherlands market.

Amsterdam currently leads city pay at €75K, which is 6% above the national benchmark. City coverage for this role includes Amsterdam, Utrecht, Rotterdam, Eindhoven, The Hague, helping you compare local pay differences without needing separate city-role pages.

At experience level, entry roles start around €54K, senior roles sit near €100K, and lead-level roles reach about €127K. Demand is currently moderate for this role based on recent coverage and salary momentum signals.

Frequently Asked Questions About Data Scientist (Risk & Compliance) Salary in the Netherlands

1

What is the median Data Scientist (Risk & Compliance) salary in the Netherlands?

The median Data Scientist (Risk & Compliance) salary in the Netherlands is €71K in 2026. The typical range runs from €71K at the 25th percentile to €75K at the 75th percentile, based on published market compensation data.

2

Is Data Scientist (Risk & Compliance) salary increasing in the Netherlands?

Data Scientist (Risk & Compliance) salaries have moved +8.0% year-on-year in the Netherlands.

3

How does Data Scientist (Risk & Compliance) salary vary by city in the Netherlands?

Data Scientist (Risk & Compliance) salaries vary across the Netherlands. Amsterdam leads at €75K (+6% vs the national benchmark), while Rotterdam sits at €71K. Use the city breakdown above to compare all locations.

4

What does a Data Scientist (Risk & Compliance) take home after tax in the Netherlands?

A Data Scientist (Risk & Compliance) earning the median €71K gross in the Netherlands will take home a net amount after income tax and other deductions. Use the PayMetric Labs take-home calculator on this page for an exact breakdown by tax band.

5

What experience level earns the most as a Data Scientist (Risk & Compliance) in the Netherlands?

Principal/Lead-level Data Scientist (Risk & Compliance)s in the Netherlands earn the most, with a median of €127K, compared to €54K at entry level. Seniority is the strongest single driver of pay in this role.

6

Is a €71K Data Scientist (Risk & Compliance) hybrid role worth the commute in the Netherlands?

On a 3-day hybrid schedule with a typical Dutch commute (€ 5/day travel, 60-minute round trip, daily meal premium, annual wardrobe costs), your true net income at €71K is approximately € 42.011 per year, compared to € 49.542 net without any commute. The commute costs € 7.531 per year in direct expenses and lost time. A fully remote role paying € 55.800 would leave you equally well off.

7

What remote salary is equivalent to a €71K hybrid Data Scientist (Risk & Compliance) salary in the Netherlands?

Assuming a 3-day hybrid schedule with typical commute costs, you would need a remote salary of at least € 55.800 to match the true net value of a €71K hybrid Data Scientist (Risk & Compliance) role in the Netherlands. For a 5-day fully in-office role, the break-even remote salary rises to € 46.400, as the higher office frequency increases travel, meal, and time costs significantly.

8

How many hours per year does a Data Scientist (Risk & Compliance) in the Netherlands spend commuting?

On a 3-day hybrid schedule with a 60-minute round trip, a Data Scientist (Risk & Compliance) in the Netherlands spends approximately 138 hours commuting per year, equivalent to 17 full working days. Valued at the implied hourly rate for a €71K salary (€ 39/hr), that time is worth € 5.325 annually.

9

How does the 2026 Return to Office trend affect Data Scientist (Risk & Compliance) compensation in the Netherlands?

As more employers in the Netherlands reintroduce hybrid or full in-office mandates in 2026, the true value of a Data Scientist (Risk & Compliance) salary depends increasingly on the number of required office days. At €71K, each additional day in the office costs roughly € 2.327 per year in direct and time costs (moving from 3 to 5 days). Candidates evaluating offers should compare true net income rather than gross salary alone.

10

What day rate do you need to earn more than a Data Scientist (Risk & Compliance) permanent salary in the Netherlands?

A Data Scientist (Risk & Compliance) earning €71K permanently takes home approximately €49,542 per year after tax in the Netherlands. As a ZZP'er contractor at 220 billable days, you need a day rate of at least €310/day to match that net income. Anything above that rate puts more money in your pocket compared to the permanent equivalent. Use the NL ZZP Calculator at /nl/calculators/nl-zzp-calculator for a full breakdown.

11

Is contracting more profitable than a permanent Data Scientist (Risk & Compliance) role in the Netherlands?

Whether contracting beats permanent pay for a Data Scientist (Risk & Compliance) in the Netherlands depends entirely on the day rate you can command. The break-even rate is approximately €310/day (220 working days, ZZP'er), which is the minimum required to match the €71K median permanent net take-home of €49,542 per year. Day rates above this produce a higher net income; rates below it mean the permanent role pays more after tax.

12

How reliable is this Data Scientist (Risk & Compliance) salary benchmark?

This benchmark is derived from verified market compensation data and is rated High Confidence. High Confidence means the benchmark is corroborated across independent sources and is citation-ready. Moderate Confidence is directional context while coverage is still building. Limited Market Data means early signals only.

13

Is Data Scientist (Risk & Compliance) pay increasing?

An indicative year-over-year signal of +8.0% is available from the latest market research for this role. This figure is directional market research rather than a matched prior-year observation in our own dataset.

14

What should employers and candidates take from this benchmark?

Candidates should compare offers against the €71K-€75K middle-market band, while employers should treat €71K as the current market midpoint for this role.

Compare Data Scientist (Risk & Compliance) pay in another market

The same role has published benchmarks in these markets. Open each local page for its salary range, tax context, and city detail.

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