PayMetric Labs
Data AI & Analytics2026 dataSalary by location

Data Scientist (Risk & Compliance) Salary in Spain 2026: €47K Median & Range

+7.8% YoYMarket research summary
  • Risk analytics, fraud prevention and production ML support healthy demand in regulated sectors.
  • Spain Market Benchmark
  • Permanent figures are gross annual EUR
  • Contract figures are EUR per working day.
  • YoY reflects estimated market movement.
  • Manfred's 2026 guide puts the Data Scientist median at about EUR55.4k, and risk and compliance modellers track that band with a Madrid banking premium, with the Barcelona figure adjusted using 10Code's 2026 city premiums, Randstad Research regional bands and Madrid and Barcelona banking headquarters demand.

What does a Data Scientist (Risk & Compliance) earn in Spain?

The median Data Scientist (Risk & Compliance) salary in Spain is €47K in 2026, with a typical range from €45K to €50K. Pay has moved +7.8% year-on-year. Barcelona currently leads city pay at €51K. This is base salary for permanent employees.

What does A Data Scientist (Risk & Compliance) do?

A Data Scientist (Risk & Compliance) is responsible for building statistical and machine-learning models for credit risk, fraud detection, and regulatory compliance monitoring within a bank or fintech.

Day-to-day responsibilities

  • Building and validating credit-risk or fraud-detection models
  • Running model performance monitoring
  • Documenting models for regulatory review
  • Working with compliance teams on model explainability requirements
Medium demand+18% Credit risk / fraud modelling+14% Model validation & explainability+11% Regulatory model documentation

Permanent Salary Benchmark for Data Scientist (Risk & Compliance)

Permanent salary benchmarks for Data Scientist (Risk & Compliance) in Spain, from the low end to the top of the range, based on published market compensation data.

€47K

national median per year

+7.8% year on year

€47K
€40K€58K
Low
€40K
P25
€45K
Median
€47K
P75
€50K
High
€58K

High evidence · Spain annual benchmark · 2026 data · How we check our numbers

Data Scientist (Risk & Compliance) Salary by Seniority Level

Seniority is the biggest single driver of Data Scientist (Risk & Compliance) pay in Spain. Entry-level roles start at €33K, rising 142% to €80K at lead or principal level.

Junior

€33K

€33K-€33K middle band

Mid-level

€48K

€48K-€48K middle band

Senior

€63K

€63K-€63K middle band

Principal/Lead

€80K

€80K-€80K middle band

Skills That Command a Premium for Data Scientist (Risk & Compliance)s

Certain technical skills push Data Scientist (Risk & Compliance) salaries in Spain significantly above the €47K median. These are the most impactful skills to develop or highlight when negotiating.

Credit risk / fraud modelling

+18%

salary premium vs median

Model validation & explainability

+14%

salary premium vs median

Regulatory model documentation

+11%

salary premium vs median

Data Scientist (Risk & Compliance) Salary in Madrid, Barcelona, Valencia, Malaga, Seville and Bilbao

How much does a Data Scientist (Risk & Compliance) earn by city in Spain?

Data Scientist (Risk & Compliance) salary varies meaningfully by location. Barcelona pays the most at €51K (9% above the national benchmark), while Seville sits at €43K (9% below the national benchmark). Location is worth factoring into any offer negotiation.

Data Scientist (Risk & Compliance) Take-Home Pay in Spain (2026)

After IRPF Income Tax & Social Security · single, standard payroll deductions

Entry

Take-home/year

32.600 €

Effective rate

27.6%

Median

Take-home/year

33.778 €

Effective rate

28.1%

Senior

Take-home/year

35.546 €

Effective rate

28.9%

See the full band-by-band breakdown for Data Scientist (Risk & Compliance)

Adjust for your actual salary, see each IRPF Income Tax and Social Security contributions band, and get monthly and weekly figures.

Contract day rates available for this role

Median €386/day, see full breakdown, city rates, and take-home calculator

View Data Scientist (Risk & Compliance) day rates →
  • Risk analytics, fraud prevention and production ML support healthy demand in regulated sectors.
  • Spain Market Benchmark
  • Permanent figures are gross annual EUR
  • Contract figures are EUR per working day.
  • YoY reflects estimated market movement.
  • Manfred's 2026 guide puts the Data Scientist median at about EUR55.4k, and risk and compliance modellers track that band with a Madrid banking premium, with the Barcelona figure adjusted using 10Code's 2026 city premiums, Randstad Research regional bands and Madrid and Barcelona banking headquarters demand.

Contract break-even

What day rate beats a €47K Data Scientist (Risk & Compliance) salary after tax?

Break-even day rate

€229/day

to match €47K permanent net

Permanent net take-home

€33,778/yr

€47K gross, 2026 IRPF rates

Autónomo, 220 days, flat monthly cuota de autónomo. Net figures are estimates; use the calculators for exact results.

Market Demand & Outlook

Hiring demand, top locations, and career outlook for Data Scientist (Risk & Compliance)

High Confidence

Demand level

Medium

Based on hiring signals relative to similar roles in this market.

Top hiring locations

MadridBarcelonaBilbaoValencia

Career outlook

Positive market outlook

Data Scientist (Risk & Compliance) compensation is trending upward, supported by a +7.8% salary movement signal.

Compare this role

Put the Data Scientist (Risk & Compliance) benchmark in context

Compare adjacent roles, employer estimates, published agency guides, and an offer against the market before you make a decision.

Why Data Scientist (Risk & Compliance) Salaries Are at This Level

Data Scientist (Risk & Compliance)s in Spain earn a median salary of €47K in 2026, with a typical range from €45K at the 25th percentile to €50K at the 75th percentile. This benchmark reflects published market compensation data for annual pay across the Spain market.

Barcelona currently leads city pay at €51K, which is 9% above the national benchmark. City coverage for this role includes Madrid, Barcelona, Valencia, Malaga, Seville, Bilbao, helping you compare local pay differences without needing separate city-role pages.

At experience level, entry roles start around €33K, senior roles sit near €63K, and lead-level roles reach about €80K. Demand is currently moderate for this role based on recent coverage and salary momentum signals.

Frequently Asked Questions About Data Scientist (Risk & Compliance) Salary in Spain

1

What is the median Data Scientist (Risk & Compliance) salary in Spain?

The median Data Scientist (Risk & Compliance) salary in Spain is €47K in 2026. The typical range runs from €45K at the 25th percentile to €50K at the 75th percentile, based on published market compensation data.

2

Is Data Scientist (Risk & Compliance) salary increasing in Spain?

Data Scientist (Risk & Compliance) salaries have moved +7.8% year-on-year in Spain.

3

How does Data Scientist (Risk & Compliance) salary vary by city in Spain?

Data Scientist (Risk & Compliance) salaries vary across Spain. Barcelona leads at €51K (+9% vs the national benchmark), while Seville sits at €43K. Use the city breakdown above to compare all locations.

4

What does a Data Scientist (Risk & Compliance) take home after tax in Spain?

A Data Scientist (Risk & Compliance) earning the median €47K gross in Spain will take home a net amount after income tax and other deductions. Use the PayMetric Labs take-home calculator on this page for an exact breakdown by tax band.

5

What experience level earns the most as a Data Scientist (Risk & Compliance) in Spain?

Principal/Lead-level Data Scientist (Risk & Compliance)s in Spain earn the most, with a median of €80K, compared to €33K at entry level. Seniority is the strongest single driver of pay in this role.

6

Is a €47K Data Scientist (Risk & Compliance) hybrid role worth the commute in Spain?

On a 3-day hybrid schedule with a typical Spanish commute (3 €/day travel, 60-minute round trip, daily meal premium, annual wardrobe costs), your true net income at €47K is approximately 28.368 € per year, compared to 33.778 € net without any commute. The commute costs 5410 € per year in direct expenses and lost time. A fully remote role paying 38.100 € would leave you equally well off.

7

What remote salary is equivalent to a €47K hybrid Data Scientist (Risk & Compliance) salary in Spain?

Assuming a 3-day hybrid schedule with typical commute costs, you would need a remote salary of at least 38.100 € to match the true net value of a €47K hybrid Data Scientist (Risk & Compliance) role in Spain. For a 5-day fully in-office role, the break-even remote salary rises to 33.000 €, as the higher office frequency increases travel, meal, and time costs significantly.

8

How many hours per year does a Data Scientist (Risk & Compliance) in Spain spend commuting?

On a 3-day hybrid schedule with a 60-minute round trip, a Data Scientist (Risk & Compliance) in Spain spends approximately 135 hours commuting per year, equivalent to 17 full working days. Valued at the implied hourly rate for a €47K salary (26 €/hr), that time is worth 3525 € annually.

9

How does the 2026 Return to Office trend affect Data Scientist (Risk & Compliance) compensation in Spain?

As more employers in Spain reintroduce hybrid or full in-office mandates in 2026, the true value of a Data Scientist (Risk & Compliance) salary depends increasingly on the number of required office days. At €47K, each additional day in the office costs roughly 1670 € per year in direct and time costs (moving from 3 to 5 days). Candidates evaluating offers should compare true net income rather than gross salary alone.

10

What day rate do you need to earn more than a Data Scientist (Risk & Compliance) permanent salary in Spain?

A Data Scientist (Risk & Compliance) earning €47K permanently takes home approximately €33,778 per year after tax in Spain. As a autónomo contractor at 220 billable days, you need a day rate of at least €229/day to match that net income. Anything above that rate puts more money in your pocket compared to the permanent equivalent. Use the ES Autónomo Calculator at /es/calculators/es-autonomo-calculator for a full breakdown.

11

Is contracting more profitable than a permanent Data Scientist (Risk & Compliance) role in Spain?

Whether contracting beats permanent pay for a Data Scientist (Risk & Compliance) in Spain depends entirely on the day rate you can command. The break-even rate is approximately €229/day (220 working days, autónomo), which is the minimum required to match the €47K median permanent net take-home of €33,778 per year. Day rates above this produce a higher net income; rates below it mean the permanent role pays more after tax.

12

How reliable is this Data Scientist (Risk & Compliance) salary benchmark?

This benchmark is derived from verified market compensation data and is rated High Confidence. High Confidence means the benchmark is corroborated across independent sources and is citation-ready. Moderate Confidence is directional context while coverage is still building. Limited Market Data means early signals only.

13

Is Data Scientist (Risk & Compliance) pay increasing?

An indicative year-over-year signal of +7.8% is available from the latest market research for this role. This figure is directional market research rather than a matched prior-year observation in our own dataset.

14

What should employers and candidates take from this benchmark?

Candidates should compare offers against the €45K-€50K middle-market band, while employers should treat €47K as the current market midpoint for this role.

Compare Data Scientist (Risk & Compliance) pay in another market

The same role has published benchmarks in these markets. Open each local page for its salary range, tax context, and city detail.

Similar Role Salaries in Spain