1
Does Maryland have state income tax?
Maryland uses a progressive state income tax with a top marginal rate of 6.50% on the highest earners; most salaries fall well below the top bracket.
Free Tool · 2026Maryland state tax
Maryland Paycheck Calculator 2026
Instant answer for a $100,000 Maryland salary
On a $100,000 gross salary in Maryland, your take-home pay is approximately $74,642/year ($6,220/month) after federal income tax, FICA, and Maryland state tax. Maryland uses a progressive state income tax with a top marginal rate of 6.50% on the highest earners; most salaries fall well below the top bracket.
Annual take-home
$74,642
On $100,000 gross
Monthly net pay
$6,220
Take-home per month
Effective tax rate
25.36%
Federal + FICA + state
Maryland state tax
$4,538
On $100,000 gross
Calculate your own Maryland take-home pay
Enter your own gross salary below, pre-set to Maryland state tax, to see your exact 2026 federal, FICA, and state tax breakdown.
Federal tax + FICA is always included; state tax is optional. Select a state below to add it, it varies enormously (Texas and Washington charge none; California and New York City charge 13%+ combined), so leaving "No state selected" shows the federal baseline every W-2 employee pays.
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2026 tax year, single filer. Standard deduction $16,100 (federal).
Common salaries:
Take-home pay
$74,642
Take-home for the full year.
Per month
$6,220
Per biweekly check
$2,871
Per week
$1,435
Effective tax rate
25.4%
How your $100,000 is split
Take-home
$74,642
74.6%
Federal tax
$13,170
13.2%
FICA (SS + Medicare)
$7,650
7.6%
State/local tax
$4,538
4.5%
| Gross salary | $100,000 |
| Federal tax | -$13,170 |
| Social Security | -$6,200 |
| Medicare | -$1,450 |
| State income tax (Maryland) | -$4,538 |
| Total deductions | -$25,358 |
| Net take-home (annual) | $74,642 |
Calculations use 2026 federal tax brackets and FICA (Social Security + Medicare) figures for a single filer. State tax, where selected, uses that state's own 2026 brackets or flat rate; New York additionally stacks New York City's local income tax on top. Leaving "No state selected" shows the federal-only baseline. Does not account for 401(k) contributions, HSA contributions, itemized deductions, or filing statuses other than single. For precise figures, consult the IRS or a tax professional.
Maryland take-home pay by salary (2026)
Single filer, standard deduction, no pre-tax 401(k) or HSA contributions.
| Salary | Federal tax | FICA | Maryland tax | Take-home | Per biweekly check |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $1,688 | $32,632 | $1,255 |
| $60,000 | $5,020 | $4,590 | $2,638 | $47,752 | $1,837 |
| $80,000 | $8,770 | $6,120 | $3,588 | $61,522 | $2,366 |
| $100,000 | $13,170 | $7,650 | $4,538 | $74,642 | $2,871 |
| $125,000 | $18,734 | $9,563 | $5,780 | $90,924 | $3,497 |
| $150,000 | $24,734 | $11,475 | $7,084 | $106,707 | $4,104 |
| $200,000 | $36,734 | $14,339 | $9,826 | $139,101 | $5,350 |
| $250,000 | $51,304 | $15,514 | $12,576 | $170,606 | $6,562 |
Maryland paycheck on $100,000 by pay frequency
The same $74,642 annual take-home split across a year of paychecks.
Weekly
$1,435
52 paychecks a year
Biweekly
$2,871
26 paychecks a year
Semimonthly
$3,110
24 paychecks a year
Monthly
$6,220
12 paychecks a year
Maryland income tax brackets 2026
Rates apply to Maryland taxable income, which is your salary minus the $3,350 state standard deduction or exemption used here for a single filer.
| Taxable income | Rate |
|---|---|
| $0 to $1,000 | 2.00% |
| $1,000 to $2,000 | 3.00% |
| $2,000 to $3,000 | 4.00% |
| $3,000 to $100,000 | 4.75% |
| $100,000 to $125,000 | 5.00% |
| $125,000 to $150,000 | 5.25% |
| $150,000 to $250,000 | 5.50% |
| $250,000 to $500,000 | 5.75% |
| $500,000 to $1,000,000 | 6.25% |
| Over $1,000,000 | 6.50% |
Other Maryland paycheck deductions
Local income tax is not included above. Every Maryland county and Baltimore City adds a local income tax, from 2.25% in Worcester County to 3.30% in Kent County in 2026, with many large counties at 3.20%.
Frequently asked questions
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How much is a $100,000 salary take-home in Maryland?
On a $100,000 gross salary in Maryland for 2026, estimated take-home is $74,642 per year ($6,220 per month), after $13,170 in federal income tax, $7,650 in FICA, and $4,538 in Maryland state tax. That's an overall effective rate of 25.36%.
3
What is Maryland's top state income tax rate?
Maryland's top marginal state income tax rate is 6.50%, which applies only to the highest slice of income above that state's top bracket threshold; most salaries are taxed at a blend of lower rates below that.
4
How does Maryland compare to a state with no income tax?
Moving from Maryland to a zero-tax state like Texas, Florida, or Washington would save the $4,538 in state tax shown above on a $100,000 salary, with federal tax and FICA unchanged either way. At higher salaries the gap widens further since Maryland's top bracket keeps applying while a zero-tax state's bill stays at $0.
5
How much is a biweekly paycheck on $100,000 in Maryland?
About $2,871 every two weeks (26 paychecks), or $3,110 if you're paid semimonthly (24 paychecks), after federal income tax, FICA, Maryland state tax. Once your year-to-date pay passes the $184,500 Social Security wage base, the 6.2% Social Security deduction stops and later paychecks get bigger.
6
Does Maryland have local income tax?
Every Maryland county and Baltimore City adds a local income tax, from 2.25% in Worcester County to 3.30% in Kent County in 2026, with many large counties at 3.20%. This page doesn't include local income tax, so your take-home will be lower than shown if your city or county levies one.
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Is this Maryland calculator accurate for 2026?
It uses 2026 IRS federal tax brackets and standard deduction (Rev. Proc. 2025-32), 2026 Social Security/Medicare rates, and Maryland's own 2026 state tax rates, for a single filer claiming the standard deduction. It doesn't account for pre-tax 401(k)/HSA contributions, itemized deductions, dependents, other filing statuses, or (outside NYC) local/county/city income tax. Always verify with the IRS, Maryland's revenue department, or a tax professional for precise figures.
Maryland take-home figures use 2026 IRS federal tax brackets and standard deduction (Rev. Proc. 2025-32), 2026 FICA (Social Security + Medicare) figures, and Maryland's own 2026 state tax rules, for a single filer. Excludes 401(k)/HSA contributions and other credits or deductions, and (outside NYC) local/county/city income tax. State disability and paid-leave premiums use 2026 state agency rates and are shown in the salary table only. Always confirm with the IRS, Maryland's revenue department, or a tax professional for your exact position.