In Saudi Arabia, personal income is not taxed for expatriates, your gross salary is your take-home pay. A FinTech Systems Integration Specialist earning the median SAR17K/mo takes home SAR 204,000/year (SAR 17,000/month) in full. On top of that, end-of-service benefit (EOSB) builds separately, worth approximately SAR 29,750 by year 5.
FinTech Systems Integration Specialist take-home pay across the salary range
No personal income tax on salaries (expatriate). End-of-service benefit (EOSB) accrues separately, see below.
Entry (P25)
SAR 204,000
gross/year
Take-home
SAR 204,000
SAR 17,000/month
Total tax
SAR 0
0.0% effective rate
Breakdown
Income tax: none
Gross = net always
Median
SAR 204,000
gross/year
Take-home
SAR 204,000
SAR 17,000/month
Total tax
SAR 0
0.0% effective rate
Breakdown
Income tax: none
Gross = net always
Senior (P75)
SAR 216,000
gross/year
Take-home
SAR 216,000
SAR 18,000/month
Total tax
SAR 0
0.0% effective rate
Breakdown
Income tax: none
Gross = net always
Adjust for your actual salary
The table above uses the FinTech Systems Integration Specialist median. Enter your own gross salary below for a precise figure.
Annual take-home
SAR 204,000
Monthly take-home
SAR 17,000
Effective deduction rate
0.0%
What you're also earning: end-of-service benefit (EOSB)
Assumes a typical 70% basic-salary split on the FinTech Systems Integration Specialist median. Employer-funded, paid as a lump sum on exit, not part of your monthly pay.
EOSB at 5 years
SAR 29,750
EOSB at 10 years
SAR 89,250
Yes, for expatriates. Saudi Arabia has no personal income tax on employment salaries for Saudi nationals or expatriates, so a FinTech Systems Integration Specialist earning the median SAR17K/mo takes home the full SAR 204,000 per year (SAR 17,000 per month) as an expatriate. GOSI social insurance only applies to Saudi national employees.
A FinTech Systems Integration Specialist earning the median salary of SAR17K/mo in Saudi Arabia takes home approximately SAR 204,000 per year (SAR 17,000 per month) as an expatriate, since gross salary equals net salary with no income tax deduction.
EOSB is a lump sum your employer owes on exit under Article 84 of Saudi Labor Law, based on basic salary and years of service: half a month's wage per year for the first 5 years, then a full month's wage per year after that, uncapped. Assuming a typical 70% basic-salary split on the SAR17K/mo median, a FinTech Systems Integration Specialist would build up approximately SAR 29,750 by year 5 and SAR 89,250 by year 10.
No. EOSB is an employer-funded benefit that accrues separately and is paid as a lump sum when you leave, it is not deducted from your monthly salary the way tax or social security is in other markets. Your monthly take-home stays equal to your gross salary throughout your employment (minus GOSI, for Saudi nationals only).
A senior FinTech Systems Integration Specialist earning SAR18K/mo (P75 of the salary range) takes home approximately SAR 216,000 per year (SAR 18,000 per month) as an expatriate, the full gross amount, with no income tax deducted.
A junior FinTech Systems Integration Specialist earning SAR17K/mo (P25 of the salary range) takes home approximately SAR 204,000 per year (SAR 17,000 per month) as an expatriate, the full gross amount, with no income tax deducted.
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