2026 Philippines Tax Rates · BIR TRAIN + Contributions
Scrum Master Take-Home Pay in Philippines 2026
A Scrum Master earning the median salary of ₱52K/mo in the Philippines takes home approximately ₱525,500/year (₱43,792/month) after BIR TRAIN income tax, SSS, PhilHealth, and Pag-IBIG contributions, using 2026 rates.
2026 median salary for each level in the Philippines, and what it leaves after BIR TRAIN income tax, SSS, PhilHealth, and Pag-IBIG contributions. Standard employee. 2026 rates.
Level
Gross / year
Take-home / year
Per month
Effective rate
Junior
₱360,000
₱318,510₱26,543/mo
₱26,543
11.5%
Mid-levelHeadline median
₱624,000
₱525,500₱43,792/mo
₱43,792
15.8%
Senior
₱996,000
₱808,275₱67,356/mo
₱67,356
18.8%
Lead / Principal
₱1,476,000
₱1,164,450₱97,038/mo
₱97,038
21.1%
The biggest pay step is Senior to Lead / Principal: ₱480,000 more a year before tax, of which ₱356,175 reaches take-home. 26% of that raise goes to BIR TRAIN income tax, SSS, PhilHealth, and Pag-IBIG contributions, against an average 19% on the Senior salary, because the extra pay is taxed at the top of your bands rather than spread across all of them.
For Mid-level roles, the middle half of Scrum Master salaries in the Philippines run from ₱588,000 to ₱672,000 a year, which is ₱497,420 to ₱562,940 after BIR TRAIN income tax, SSS, PhilHealth, and Pag-IBIG contributions.
Adjust for your actual salary
The table above uses the Scrum Master median. Enter your own gross salary below for a precise figure.
BIR TRAIN graduated PIT + SSS/PhilHealth/Pag-IBIG only. Models the national salaried baseline. The 8% flat-tax option for self-employed/freelancers is out of scope for this calculator, see our dedicated freelancer insight for that comparison.
₱
2026 TRAIN Law rates
0% up to ₱250,000, rising to 35% above ₱8M. Plus SSS (5%, capped), PhilHealth (2.5%), and Pag-IBIG (2%, capped), all deducted before tax.
Common salaries:
Annual take-home pay
₱525,500
Per month
₱43,792
Per week
₱10,106
Effective tax rate
15.8%
How your ₱624,000 is split
Take-home
₱525,500
84.2%
Income tax
₱59,500
9.5%
SSS/PhilHealth/Pag-IBIG
₱39,000
6.3%
Gross salary
₱624,000
SSS
-₱21,000
PhilHealth
-₱15,600
Pag-IBIG
-₱2,400
Income tax (BIR TRAIN)
-₱59,500
Total deductions
-₱98,500
Net take-home (annual)
₱525,500
Calculations use 2026 BIR TRAIN Law graduated PIT brackets plus SSS, PhilHealth, and Pag-IBIG employee contribution rules. Models the national salaried baseline only, it does not include the 8% flat-tax option for self-employed/freelancers, 13th-month pay, or de minimis benefits. For precise figures, consult the BIR or a tax professional.
Permanent salary or contract?
Permanent median
₱624,000
₱525,500 take-home
Contract median
₱64,000/month
≈ ₱768,000 gross a year
At a median ₱64,000/month, contract work grosses about ₱768,000 a year over 12 months, 23% more than the ₱624,000 permanent median. That premium has to pay for what an employer would otherwise cover: paid holiday and sick days, pension contributions, and the gaps between contracts.
How much does a Scrum Master take home in the Philippines?
A Scrum Master earning the median salary of ₱52K in the Philippines takes home approximately ₱525,500 per year (₱43,792 per month) after BIR TRAIN income tax, SSS, PhilHealth, and Pag-IBIG contributions, using 2026 rates.
2
What is the effective tax rate for a Scrum Master in the Philippines?
On a median Scrum Master salary of ₱52K, the effective deduction rate (BIR TRAIN income tax, SSS, PhilHealth, and Pag-IBIG contributions) is 15.8%, leaving ₱525,500 as take-home pay.
3
What does a senior Scrum Master take home in the Philippines?
A senior Scrum Master in the Philippines earns a median ₱996,000 a year and takes home approximately ₱808,275 (₱67,356 per month) after BIR TRAIN income tax, SSS, PhilHealth, and Pag-IBIG contributions, an effective rate of 18.8%.
4
What does a junior Scrum Master take home in the Philippines?
A junior Scrum Master in the Philippines earns a median ₱360,000 a year and takes home approximately ₱318,510 (₱26,543 per month) after BIR TRAIN income tax, SSS, PhilHealth, and Pag-IBIG contributions, an effective rate of 11.5%.
5
How much of a promotion does a Scrum Master keep after tax in the Philippines?
The biggest pay step is Senior to Lead / Principal: ₱480,000 more a year before tax, of which ₱356,175 reaches take-home. 26% of that raise goes to BIR TRAIN income tax, SSS, PhilHealth, and Pag-IBIG contributions, against an average 19% on the Senior salary, because the extra pay is taxed at the top of your bands rather than spread across all of them.
6
Do contract Scrum Master roles pay more than permanent ones in the Philippines?
At a median ₱64,000/month, contract work grosses about ₱768,000 a year over 12 months, 23% more than the ₱624,000 permanent median. That premium has to pay for what an employer would otherwise cover: paid holiday and sick days, pension contributions, and the gaps between contracts. Contract and permanent benchmarks come from separate samples, so treat the gap as a guide.