PayMetric Labs
Ireland & UK · Relocation9 min read15 June 2026

Moving from Dublin to London in 2026: What Salary Do You Actually Need?

A Dublin to London move looks simple on a gross basis. After running both tax systems and adjusting for the real cost of living differential, the number you need in London is often very different from what you expect. Here is the complete 2026 guide with worked examples at every salary level.

Key takeaways

London is cheaper than Dublin: Dublin is approximately 8-10% more expensive than London overall in 2026, driven mainly by housing. This means you need less net take-home in London to maintain the same lifestyle.
Tax systems differ significantly: Ireland's marginal rate above €44,000 is 52% (Income Tax + USC + PRSI). The UK's equivalent above £50,270 is 42%. This gap means the same gross figure delivers more net in the UK, which partially offsets the need for a high London salary.
The required gross is lower than you expect: Moving from €90,000 in Dublin, you need approximately £77,000 in London to maintain your purchasing power. Moving from London to Dublin on £80,000, you need approximately €100,000 gross to match your lifestyle.

The short answer: you need less in London than you think, but not for the reasons people expect

When tech professionals in Dublin start exploring a London move, the instinct is to look at the gross salary number and ask: "do I need more or less?" The answer is almost always less, but understanding why matters a great deal.

There are two forces at work. First, Dublin is approximately 8-10% more expensive than London overall in 2026, primarily because of housing. If you currently spend €2,200 per month on rent in Dublin, an equivalent London flat in zones 2-3 will cost roughly £1,800-£2,000. That is a meaningful reduction in required living costs.

Second, the UK tax system is less aggressive at higher income levels than Ireland's. Once your income exceeds €44,000 in Ireland, you pay 52% marginal tax (40% Income Tax, 8% USC, 4% PRSI). The UK's equivalent above £50,270 is 42% (40% Income Tax, 2% National Insurance). This means the same gross in London produces more net take-home than in Dublin, and you need less London gross to achieve a given net.

The table below shows the required London gross at common Dublin salary levels, assuming Dublin is 8% more expensive overall. All figures are for a single individual in 2026.

Dublin to London: required gross salary comparison 2026

Single individual · Dublin 8% more expensive than London · 2026 tax rates (Revenue.ie + HMRC)

Dublin grossDublin netRequired London grossLondon net
€75,000~€52,600~£65,000~£48,300
€90,000~€59,800~£77,000~£55,200
€100,000~€64,600~£85,000~£59,900
€120,000~€74,200~£100,000~£68,600
Approximations. Run your specific salary in the relocation calculator below for a precise figure. London net figures are in GBP; Dublin net figures in EUR.

Why a direct gross comparison misleads you every time

The most common mistake people make when planning a Dublin to London move is taking their Dublin gross and asking: "is this London offer higher or lower?" That question is almost meaningless.

Consider two professionals, one on €90,000 in Dublin and one on £90,000 in London. At first glance these look identical. They are not. The Dublin professional takes home approximately €59,800 per year. The London professional on £90,000 takes home approximately £60,200. On the surface that seems comparable, but Dublin costs roughly 8% more to live in than London. The London professional's £60,200 buys more lifestyle than the Dublin professional's €59,800, even before you account for the EUR/GBP exchange rate.

The correct question is not "is my London gross the same?" It is: "does my London net take-home cover the same lifestyle after adjusting for the cost of living difference?" That is precisely what the relocation calculator below computes.

Calculate your exact Dublin to London salary equivalent

The table above uses an 8% CoL differential. Your actual required gross depends on your current salary, marital status, and where in London you plan to live. Adjust the cost of living slider for your circumstances.

Open Relocation Salary Calculator

The tax picture: where the UK system works in your favour

Ireland's tax structure is genuinely burdensome for higher earners. The 40% income tax rate kicks in at €44,000 for a single person in 2026. Add 8% USC and 4% PRSI, and your marginal rate on every euro above that threshold is 52%. That is one of the highest marginal rates in the OECD for a salary in the €44,000 to €100,000 range.

The UK's structure is more generous in this range. The 40% higher rate doesn't apply until £50,270. National Insurance above that threshold is only 2%. So the UK's effective marginal rate of 42% sits 10 percentage points below Ireland's 52%. The practical consequence: moving from Dublin to London with the same gross income often means more money in your bank account each month, before you account for any cost of living difference.

Tax component🇮🇪 Ireland🇬🇧 UK
Higher rate starts at€44,000£50,270
Higher income tax rate40%40%
Social charge (USC / NI above threshold)8%2%
Social insurance (PRSI / NI employer-side)4% employee2% employee
Effective marginal rate (higher earner)52%42%

Moving the other way: London to Dublin salary equivalents

The Dublin to London direction is the most common search, but many UK professionals are also considering Ireland, attracted by strong tech salaries at the hyperscalers, the company concentration in Dublin's Silicon Docks, and the favourable treatment of non-domicile income that can apply for new Irish tax residents.

Moving from London to Dublin requires a noticeably higher gross salary to maintain your purchasing power. Dublin's higher cost of living and Ireland's higher marginal tax rate above €44,000 both work against you. The table below shows approximate required Dublin gross salaries for common London starting points.

London to Dublin: required gross salary comparison 2026

Dublin 10% more expensive than London · single individual · 2026 tax rates

London grossLondon netRequired Dublin grossDublin net
£65,000~£48,300~€82,000~€52,800
£80,000~£57,000~€100,000~€64,000
£100,000~£68,600~€125,000~€75,900

If London is not the destination: Dublin vs Manchester, Birmingham, and Edinburgh

Not every Dublin professional considering a UK move is heading to London. If your role is remote or hybrid, Manchester, Birmingham, and Edinburgh are increasingly attractive. The cost of living advantage over Dublin in these cities is considerably larger, and the required UK gross to match your Dublin lifestyle is significantly lower as a result.

Manchester

~22% cheaper than Dublin

Largest CoL advantage. Strong tech scene with mature ecosystem.

Birmingham

~24% cheaper than Dublin

Fast-growing tech hub with lower housing costs than Manchester.

Edinburgh

~18% cheaper than Dublin

Quality of life leader. Growing fintech and AI cluster.

Use the relocation calculator to compare your specific Dublin salary against any of these cities. The cost of living differential is pre-filled for each city pair and you can adjust it to reflect your specific housing and lifestyle situation.

What the salary comparison does not capture

The relocation salary equivalent is a necessary input to the decision, not the whole decision. Several factors sit outside the tax and cost of living calculation and can materially affect whether a Dublin to London move makes financial sense.

Equity and total compensation: If you currently work for one of Dublin's Silicon Docks hyperscalers (Google, Meta, Apple, Microsoft, LinkedIn), your total comp likely includes a meaningful RSU grant that does not appear in your gross salary. These equity packages are difficult to replicate at equivalent London-listed or privately-held companies. Before comparing gross salaries, make sure you are including the full compensation picture.
Pension contributions: UK workplace pensions require a minimum 3% employer contribution (typically 4-6% at tech companies). Irish employer contributions vary more widely. If you are currently in a defined contribution scheme with a high employer match, check what the London employer offers before comparing net take-home figures.
No visa required for Irish citizens: Irish citizens have the right to live and work in the UK under the Common Travel Area, with no visa, sponsorship, or immigration process required. This eliminates a significant friction point and cost that non-EEA professionals face when considering the move.
Housing deposit and moving costs: Budget for a one-off cash outlay of £5,000-£15,000 for the move itself, plus a London rental deposit (typically 5 weeks' rent, often £2,000-£3,500 for a one-bed in zone 2-3). These upfront costs are not reflected in the monthly salary comparison but affect the financial decision significantly.

If you are relocating for a higher offer

Once you know your equivalent salary in London, the next question is whether the new offer actually beats your current lifestyle. Use the salary increase calculator to see exactly how much more net pay the new offer delivers after UK tax. And if inflation is a concern, the inflation impact calculator shows whether the salary increase beats the UK cost of living rise in real terms.

Frequently asked questions

1

How much salary do I need in London to match €90,000 in Dublin?

With Dublin running approximately 8% more expensive than London overall in 2026, and accounting for the differences between the Irish and UK tax systems, you need roughly £77,000 gross in London to maintain the same purchasing power as €90,000 in Dublin. Your Dublin net take-home at €90,000 is approximately €59,800. London is cheaper, which reduces the required net target, but you still need a meaningful UK gross to achieve it after UK income tax and National Insurance.

2

Is London actually cheaper than Dublin in 2026?

Yes, broadly. Dublin is approximately 8-10% more expensive than London on an overall cost of living basis in 2026, driven primarily by housing. Average rents in Dublin city centre are consistently higher than equivalent London zones 2-3. However, London's outer zones are significantly cheaper than central London, so your actual cost difference depends heavily on where you choose to live. Transport costs in London can also be higher depending on your commute.

3

Why can't I just compare gross salaries directly?

Because the Irish and UK tax systems work very differently. Ireland's marginal rate above €44,000 combines 40% income tax, 8% USC, and 4% PRSI for a combined 52% marginal rate. The UK's marginal rate above £50,270 is 42% (40% income tax plus 2% National Insurance). A €90,000 gross in Dublin and a £90,000 gross in London produce very different net take-home figures, and those net figures are in different currencies with a purchasing power relationship determined by cost of living, not just the exchange rate.

4

What if I move to London on the same gross salary I earn in Dublin?

Moving to London on the same gross (treating your euro figure as a pound figure) will almost certainly leave you worse off than you expect. Your net take-home in London would typically be lower than in Dublin at the same gross, because UK tax rates are applied differently. On top of that, housing in Central London can absorb the cost savings from the slightly lower overall cost of living. Run the relocation salary calculator with your specific figures to see exactly what the same gross delivers in London after tax.

5

How does moving from Dublin to Manchester or Birmingham compare?

Significantly better value than London. Manchester and Birmingham are roughly 22-26% cheaper than Dublin overall, compared to London which is only 8% cheaper. That means the required gross salary in Manchester or Birmingham to match a Dublin lifestyle is considerably lower than in London. If your role is location-flexible and London is not a requirement, Manchester in particular offers a mature tech market with competitive salaries and a much more favourable cost of living gap vs Dublin.

6

Do I need to factor in currency exchange rates?

The relocation calculator uses a cost of living differential approach rather than live currency conversion, which captures the purchasing power relationship between cities more accurately than a simple EUR/GBP conversion. The reason is that the price level difference between Dublin and London is driven by local market conditions, not the daily exchange rate. If you want a currency-converted comparison of net salaries in a single figure, the Dublin vs London calculator on PayMetric Labs converts both nets to EUR at an adjustable exchange rate.

7

What other financial factors should I consider when moving from Dublin to London?

Beyond the salary and tax comparison, the main factors are: pension contributions (UK employers typically contribute 3-5% into a workplace pension, Irish employers vary more widely); equity and RSUs (if you are leaving a hyperscaler role in Dublin's Silicon Docks, the equity package may be difficult to replicate in London); stamp duty and deposit requirements if buying property; and the one-off cost of the move itself, which typically runs £5,000-£15,000 for a professional move. The UK does not require a visa or work permit for Irish citizens.