Canada Tech Pay Insights
Real analysis of what Canada tech salaries and contractor day rates are actually doing, and what it means if you are hiring, job-hunting, or contracting right now.
Featured · Canada
RRSP Contribution Room and Tax Refund Explained (2026)
A $15,000 RRSP contribution on a $150,000 Ontario salary saves $6,511 in tax, a 43.4% marginal rate, making the real out-of-pocket cost only $8,489. Your 2026 room is 18% of last year's earned income up to a $33,810 cap, and unused room carries forward indefinitely. Here is exactly how the math works, with worked examples at three income levels.
21 July 2026 · 8 min read
How Bonuses Are Taxed in Ontario (2026): The CRA Bonus Method Explained
A $10,000 bonus on top of an $80,000 Ontario salary has $3,165 (31.6%) withheld under the CRA bonus method, not because bonuses face a special higher rate, but because the withholding is calculated on your combined income and taken all at once. Here is exactly how the bonus method works, worked examples at three salary levels, and why your true final tax rate is just your normal marginal rate.
UK vs Canada (Ontario) Take-Home Pay: What Your Salary Is Really Worth After the Move
A UK £80,000 salary nets £56,957 a year (71.2% retained). Converted to CAD at roughly £1 = C$1.86, that's C$148,800, which nets C$101,876 as an Ontario salary (68.5% retained) after federal tax, Ontario tax, the surtax, the Health Premium, CPP, CPP2 and EI. The UK wins at every level checked, and the gap widens with income. Here's the full comparison, done correctly.
Ontario Surtax & Health Premium Explained: Why Your Payslip Looks Wrong
On an $80,000 Ontario salary the surtax is $0 and the Health Premium is $750, netting $58,933/yr. At $120,000 the surtax switches on at $888; at $180,000 it's grown to $4,805 on top of $34,255 federal and $15,356 Ontario tax. Here's exactly how the two-tier Ontario Surtax, the Health Premium's frozen step table, and CPP2 actually work.
Cross-market guides
Ireland
United Kingdom
Ireland vs UK Tech Salaries: How Do They Compare?
Two mature tech markets, one language, very different pay packets. We compare median salaries, cost-of-living adjustments, and net take-home across Dublin and London to find out where tech workers are actually better off.
Read the full comparisonMore Ireland & UK comparisons