PayMetric Labs
2026-27 ATO Rates · Income Tax + Medicare Levy

Level 1 Service Desk Analyst Take-Home Pay in Australia 2026-27

A Level 1 Service Desk Analyst earning the median salary of A$77K in Australia takes home approximately $61,840/year ($5,153/month) after Income Tax and the Medicare Levy, using 2026-27 rates.

Level 1 Service Desk Analyst take-home pay by seniority

2026 median salary for each level in Australia, and what it leaves after Income Tax and the Medicare Levy. Australian resident individual, no HECS-HELP. 2026-27 rates.

LevelGross / yearTake-home / year
Junior$59,000$49,715$4,143/mo
Mid-levelHeadline median$77,000$61,840$5,153/mo
Senior$99,000$76,800$6,400/mo
Lead / Principal$121,000$91,760$7,647/mo

The biggest pay step is Mid-level to Senior: $22,000 more a year before tax, of which $14,960 reaches take-home. 32% of that raise goes to Income Tax and the Medicare Levy, against an average 20% on the Mid-level salary, because the extra pay is taxed at the top of your bands rather than spread across all of them.

For Mid-level roles, the middle half of Level 1 Service Desk Analyst salaries in Australia run from $72,000 to $81,000 a year, which is $58,440 to $64,560 after Income Tax and the Medicare Levy.

Adjust for your actual salary

The table above uses the Level 1 Service Desk Analyst median. Enter your own gross salary below for a precise figure.

A$

2026-27 tax year

Tax-free up to $18,200. 15% to $45,000. 30% to $135,000. 37% to $190,000. 45% above. Plus 2% Medicare Levy.

Common salaries:

Estimated annual take-home pay

$61,840

Per fortnight

$2,378

Per month

$5,153

Per week

$1,189

Effective tax rate

19.7%

Employer superannuation (on top, not deducted)

$9,240/year

Under the Super Guarantee, your employer must pay an extra 12.0% of your ordinary time earnings into your super fund on top of your salary. This is not subtracted from your take-home pay above: it's a separate, additional payment your employer makes on your behalf toward retirement.

How your $77,000 annual salary is split

Take-home

$61,840

80.3%

Income Tax

$13,620

17.7%

Medicare Levy

$1,540

2.0%

Gross salary$77,000
Income Tax-$13,620
Medicare Levy (2%)-$1,540
Total deductions-$15,160
Net take-home (annual)$61,840

Calculations use 2026-27 Australian resident tax brackets and the 2% Medicare Levy, applying the low-income threshold as a simple cutoff rather than modelling the exact phase-in band. Fortnightly results annualise your entered pay across 26 pay periods; actual PAYG withholding can differ because payroll uses the current ATO withholding tables and your tax-file details. Superannuation Guarantee is shown as an employer contribution on top of salary and is not subtracted from take-home pay. The optional HECS/HELP amount is an annualised estimate. This does not account for the Medicare Levy Surcharge, private health insurance rebates, or other offsets. For precise advice consult a registered tax agent or the ATO.

Permanent salary or contract?

Permanent median

$77,000

$61,840 take-home

Contract median

$690/day

≈ $151,800 gross a year

At a median $690/day, contract work grosses about $151,800 a year over 220 billable days, 97% more than the $77,000 permanent median. That premium has to pay for what an employer would otherwise cover: paid holiday and sick days, pension contributions, and the gaps between contracts.

Contract and permanent benchmarks come from separate samples, so treat the gap as a guide rather than a like-for-like quote. See Level 1 Service Desk Analyst contract rates and contractor take-home →

Frequently asked questions

1

How much does a Level 1 Service Desk Analyst take home in Australia?

A Level 1 Service Desk Analyst earning the median salary of A$77K in Australia takes home approximately $61,840 per year ($5,153 per month) after Income Tax and the Medicare Levy, using 2026-27 ATO resident rates.

2

What is the effective tax rate for a Level 1 Service Desk Analyst in Australia?

On a median Level 1 Service Desk Analyst salary of A$77K, the effective tax rate (Income Tax and Medicare Levy combined) is 19.7%, leaving $61,840 as take-home pay.

3

How much Income Tax does a Level 1 Service Desk Analyst pay in Australia?

On a A$77K salary, a Level 1 Service Desk Analyst pays approximately $13,620 in Income Tax per year under 2026-27 resident brackets (tax-free to $18,200, then 15%, 30%, 37%, and 45%).

4

How much Medicare Levy does a Level 1 Service Desk Analyst pay?

On a A$77K salary, the Medicare Levy is approximately $1,540 per year at the standard 2% rate (above the low-income threshold).

5

Does Superannuation Guarantee reduce take-home for a Level 1 Service Desk Analyst?

No. The Superannuation Guarantee (12% for 2026-27) is an employer contribution paid on top of gross salary and is not deducted from the employee take-home figures on this page.

6

What does a senior Level 1 Service Desk Analyst take home in Australia?

A senior Level 1 Service Desk Analyst in Australia earns a median $99,000 a year and takes home approximately $76,800 ($6,400 per month) after Income Tax and the Medicare Levy, an effective rate of 22.4%.

7

What does a junior Level 1 Service Desk Analyst take home in Australia?

A junior Level 1 Service Desk Analyst in Australia earns a median $59,000 a year and takes home approximately $49,715 ($4,143 per month) after Income Tax and the Medicare Levy, an effective rate of 15.7%.

8

How much of a promotion does a Level 1 Service Desk Analyst keep after tax in Australia?

The biggest pay step is Mid-level to Senior: $22,000 more a year before tax, of which $14,960 reaches take-home. 32% of that raise goes to Income Tax and the Medicare Levy, against an average 20% on the Mid-level salary, because the extra pay is taxed at the top of your bands rather than spread across all of them.

9

Do contract Level 1 Service Desk Analyst roles pay more than permanent ones in Australia?

At a median $690/day, contract work grosses about $151,800 a year over 220 billable days, 97% more than the $77,000 permanent median. That premium has to pay for what an employer would otherwise cover: paid holiday and sick days, pension contributions, and the gaps between contracts. Contract and permanent benchmarks come from separate samples, so treat the gap as a guide.

Compare take-home pay for similar roles