PayMetric Labs
2026-27 ATO Rates · Income Tax + Medicare Levy

ICT Business Analyst Take-Home Pay in Australia 2026-27

An ICT Business Analyst earning the median salary of A$117K in Australia takes home approximately $89,040/year ($7,420/month) after Income Tax and the Medicare Levy, using 2026-27 rates.

ICT Business Analyst take-home pay by seniority

2026 median salary for each level in Australia, and what it leaves after Income Tax and the Medicare Levy. Australian resident individual, no HECS-HELP. 2026-27 rates.

LevelGross / yearTake-home / year
Junior$86,000$67,960$5,663/mo
Mid-levelHeadline median$117,000$89,040$7,420/mo
Senior$153,000$112,260$9,355/mo
Lead / Principal$198,000$139,070$11,589/mo

The biggest pay step is Senior to Lead / Principal: $45,000 more a year before tax, of which $26,810 reaches take-home. 40% of that raise goes to Income Tax and the Medicare Levy, against an average 27% on the Senior salary, because the extra pay is taxed at the top of your bands rather than spread across all of them.

For Mid-level roles, the middle half of ICT Business Analyst salaries in Australia run from $110,000 to $124,000 a year, which is $84,280 to $93,800 after Income Tax and the Medicare Levy.

Adjust for your actual salary

The table above uses the ICT Business Analyst median. Enter your own gross salary below for a precise figure.

A$

2026-27 tax year

Tax-free up to $18,200. 15% to $45,000. 30% to $135,000. 37% to $190,000. 45% above. Plus 2% Medicare Levy.

Common salaries:

Estimated annual take-home pay

$89,040

Per fortnight

$3,425

Per month

$7,420

Per week

$1,712

Effective tax rate

23.9%

Employer superannuation (on top, not deducted)

$14,040/year

Under the Super Guarantee, your employer must pay an extra 12.0% of your ordinary time earnings into your super fund on top of your salary. This is not subtracted from your take-home pay above: it's a separate, additional payment your employer makes on your behalf toward retirement.

How your $117,000 annual salary is split

Take-home

$89,040

76.1%

Income Tax

$25,620

21.9%

Medicare Levy

$2,340

2.0%

Gross salary$117,000
Income Tax-$25,620
Medicare Levy (2%)-$2,340
Total deductions-$27,960
Net take-home (annual)$89,040

Calculations use 2026-27 Australian resident tax brackets and the 2% Medicare Levy, applying the low-income threshold as a simple cutoff rather than modelling the exact phase-in band. Fortnightly results annualise your entered pay across 26 pay periods; actual PAYG withholding can differ because payroll uses the current ATO withholding tables and your tax-file details. Superannuation Guarantee is shown as an employer contribution on top of salary and is not subtracted from take-home pay. The optional HECS/HELP amount is an annualised estimate. This does not account for the Medicare Levy Surcharge, private health insurance rebates, or other offsets. For precise advice consult a registered tax agent or the ATO.

Permanent salary or contract?

Permanent median

$117,000

$89,040 take-home

Contract median

$966/day

≈ $212,520 gross a year

At a median $966/day, contract work grosses about $212,520 a year over 220 billable days, 82% more than the $117,000 permanent median. That premium has to pay for what an employer would otherwise cover: paid holiday and sick days, pension contributions, and the gaps between contracts.

Contract and permanent benchmarks come from separate samples, so treat the gap as a guide rather than a like-for-like quote. See ICT Business Analyst contract rates and contractor take-home →

Frequently asked questions

1

How much does an ICT Business Analyst take home in Australia?

An ICT Business Analyst earning the median salary of A$117K in Australia takes home approximately $89,040 per year ($7,420 per month) after Income Tax and the Medicare Levy, using 2026-27 ATO resident rates.

2

What is the effective tax rate for an ICT Business Analyst in Australia?

On a median ICT Business Analyst salary of A$117K, the effective tax rate (Income Tax and Medicare Levy combined) is 23.9%, leaving $89,040 as take-home pay.

3

How much Income Tax does an ICT Business Analyst pay in Australia?

On a A$117K salary, an ICT Business Analyst pays approximately $25,620 in Income Tax per year under 2026-27 resident brackets (tax-free to $18,200, then 15%, 30%, 37%, and 45%).

4

How much Medicare Levy does an ICT Business Analyst pay?

On a A$117K salary, the Medicare Levy is approximately $2,340 per year at the standard 2% rate (above the low-income threshold).

5

Does Superannuation Guarantee reduce take-home for an ICT Business Analyst?

No. The Superannuation Guarantee (12% for 2026-27) is an employer contribution paid on top of gross salary and is not deducted from the employee take-home figures on this page.

6

What does a senior ICT Business Analyst take home in Australia?

A senior ICT Business Analyst in Australia earns a median $153,000 a year and takes home approximately $112,260 ($9,355 per month) after Income Tax and the Medicare Levy, an effective rate of 26.6%.

7

What does a junior ICT Business Analyst take home in Australia?

A junior ICT Business Analyst in Australia earns a median $86,000 a year and takes home approximately $67,960 ($5,663 per month) after Income Tax and the Medicare Levy, an effective rate of 21.0%.

8

How much of a promotion does an ICT Business Analyst keep after tax in Australia?

The biggest pay step is Senior to Lead / Principal: $45,000 more a year before tax, of which $26,810 reaches take-home. 40% of that raise goes to Income Tax and the Medicare Levy, against an average 27% on the Senior salary, because the extra pay is taxed at the top of your bands rather than spread across all of them.

9

Do contract ICT Business Analyst roles pay more than permanent ones in Australia?

At a median $966/day, contract work grosses about $212,520 a year over 220 billable days, 82% more than the $117,000 permanent median. That premium has to pay for what an employer would otherwise cover: paid holiday and sick days, pension contributions, and the gaps between contracts. Contract and permanent benchmarks come from separate samples, so treat the gap as a guide.

Compare take-home pay for similar roles