PayMetric Labs
2026 Federal + FICA · State tax optional

IoT & Embedded Systems Engineer Take-Home Pay in US 2026

A IoT & Embedded Systems Engineer earning the median salary of $143K in the US takes home approximately $109,007/year ($9,084/month) after federal income tax and FICA (Social Security and Medicare) - state tax optional, using 2026 rates.

IoT & Embedded Systems Engineer take-home pay across the salary range

Single filer, no state selected by default. 2026 federal rates.

Entry (P25)

$131,000

gross/year

Take-home

$100,805

$8,400/month

Total tax

$30,196

23.1% effective rate

Breakdown

Federal tax: $20,174

FICA: $10,022

Median

$143,000

gross/year

Take-home

$109,007

$9,084/month

Total tax

$33,994

23.8% effective rate

Breakdown

Federal tax: $23,054

FICA: $10,940

Senior (P75)

$150,000

gross/year

Take-home

$113,791

$9,483/month

Total tax

$36,209

24.1% effective rate

Breakdown

Federal tax: $24,734

FICA: $11,475

Adjust for your actual salary

The table above uses the IoT & Embedded Systems Engineer median. Enter your own gross salary below for a precise figure.

Federal tax + FICA is always included; state tax is optional. Select a state below to add it, it varies enormously (Texas and Washington charge none; California and New York City charge 13%+ combined), so leaving "No state selected" shows the federal baseline every W-2 employee pays.

$

2026 tax year, single filer. Standard deduction $16,100 (federal).

Common salaries:

Take-home pay

$109,007

Take-home for the full year.

Per month

$9,084

Per biweekly check

$4,193

Per week

$2,096

Effective tax rate

23.8%

How your $143,000 is split

Take-home

$109,007

76.2%

Federal tax

$23,054

16.1%

FICA (SS + Medicare)

$10,940

7.6%

Gross salary$143,000
Federal tax-$23,054
Social Security-$8,866
Medicare-$2,074
Total deductions-$33,994
Net take-home (annual)$109,007

Calculations use 2026 federal tax brackets and FICA (Social Security + Medicare) figures for a single filer. State tax, where selected, uses that state's own 2026 brackets or flat rate; New York additionally stacks New York City's local income tax on top. Leaving "No state selected" shows the federal-only baseline. Does not account for 401(k) contributions, HSA contributions, itemized deductions, or filing statuses other than single. For precise figures, consult the IRS or a tax professional.

Frequently asked questions

1

How much does a IoT & Embedded Systems Engineer take home in the US?

A IoT & Embedded Systems Engineer earning the median salary of $143K in the US takes home approximately $109,007 per year ($9,084 per month) after federal income tax and FICA, using 2026 rates. This is a federal-only baseline; use the calculator below to add your own state's tax.

2

What is the effective tax rate for a IoT & Embedded Systems Engineer in the US?

On a median IoT & Embedded Systems Engineer salary of $143K with no state tax selected, the effective federal + FICA deduction rate is 23.8%, leaving $109,007 as take-home pay. Selecting a high-tax state like California or New York City can add another 8-14 percentage points.

3

How much federal income tax does a IoT & Embedded Systems Engineer pay in the US?

On a $143K salary, a IoT & Embedded Systems Engineer pays approximately $23,054 in federal income tax per year, after the $16,100 standard deduction, under the progressive 10%-37% brackets for 2026.

4

How much FICA does a IoT & Embedded Systems Engineer pay in the US?

A IoT & Embedded Systems Engineer pays 6.2% Social Security (up to the $184,500 wage base) and 1.45% Medicare on all wages, plus an extra 0.9% Additional Medicare Tax above $200,000. On a $143K salary, that's approximately $10,940 in combined FICA per year.

5

Does state tax change take-home a lot for a IoT & Embedded Systems Engineer in the US?

Yes, more than almost any other factor. Texas and Washington add no state income tax at all; Georgia, Illinois, and Colorado add a flat rate under 5%; California's progressive brackets reach 13.3%; and New York City residents pay New York state tax plus the city's own local tax stacked on top. Select a state in the calculator below to see the effect on this salary directly.

6

What does a senior IoT & Embedded Systems Engineer take home in the US?

A senior IoT & Embedded Systems Engineer earning $150K (P75 of the salary range) takes home approximately $113,791 per year ($9,483 per month) after federal tax and FICA, with an effective rate of 24.1% (federal-only baseline).

7

What does a junior IoT & Embedded Systems Engineer take home in the US?

A junior IoT & Embedded Systems Engineer earning $131K (P25 of the salary range) takes home approximately $100,805 per year ($8,400 per month) after federal tax and FICA, with an effective rate of 23.1% (federal-only baseline).

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