A Machine Learning Engineer earning the median salary of £98K in the UK takes home approximately £67,397/year (£5,616/month) after Income Tax and National Insurance, using 2026/27 rates.
Machine Learning Engineer take-home pay across the salary range
Standard Personal Allowance, England/Wales PAYE employee. 2026/27 rates.
Entry (P25)
£89,000
gross/year
Take-home
£62,177
£5,181/month
Total tax
£26,823
30.1% effective rate
Breakdown
Tax: £23,032
NI: £3,791
Median
£98,000
gross/year
Take-home
£67,397
£5,616/month
Total tax
£30,603
31.2% effective rate
Breakdown
Tax: £26,632
NI: £3,971
Senior (P75)
£106,000
gross/year
Take-home
£70,837
£5,903/month
Total tax
£35,163
33.2% effective rate
Breakdown
Tax: £31,032
NI: £4,131
Adjust for your actual salary
The table above uses the Machine Learning Engineer median. Enter your own gross salary below for a precise figure.
2026/27 tax year
Personal Allowance: £12,570. Basic rate (20%) up to £50,270. Higher rate (40%) up to £125,140. Additional rate (45%) above.
Common salaries:
Annual take-home pay
£67,397
Per month
£5,616
Per week
£1,296
Effective tax rate
31.2%
How your £98,000 is split
£67,397
68.8%
£26,632
27.2%
£3,971
4.1%
| Gross salary | £98,000 |
| Personal Allowance (tax-free) | £12,570 |
| Income Tax | -£26,632 |
| National Insurance (Class 1) | -£3,971 |
| Total deductions | -£30,603 |
| Net take-home (annual) | £67,397 |
Calculations use 2026/27 UK tax rates. Assumes England/Wales/Northern Ireland Income Tax rates (Scottish rates differ). Includes standard Personal Allowance tapering above £100,000, and applies any pension salary sacrifice entered above before calculating tax. Does not account for Gift Aid, student loan repayments, Marriage Allowance, or other reliefs. For precise advice consult a tax professional or HMRC.
A Machine Learning Engineer earning the median salary of £98K in the UK takes home approximately £67,397 per year (£5,616 per month) after Income Tax and National Insurance, using 2026/27 HMRC rates.
On a median Machine Learning Engineer salary of £98K, the effective tax rate (Income Tax and NI combined) is 31.2%, leaving £67,397 as take-home pay. This assumes standard Personal Allowance and England/Wales Income Tax rates.
On a £98K salary, a Machine Learning Engineer pays approximately £26,632 in Income Tax per year. This uses the 2026/27 Personal Allowance of £12,570, a basic rate of 20% up to £50,270, and 40% above.
On a £98K salary, employee Class 1 National Insurance amounts to approximately £3,971 per year. The 2026/27 rates are 8% on earnings between £12,570 and £50,270, and 2% above.
The standard Personal Allowance for 2026/27 is £12,570, which is tax-free. For salaries above £100,000, the allowance tapers by £1 for every £2 earned, disappearing entirely at £125,140. This does not affect the median salary shown here.
A senior Machine Learning Engineer earning £106K (P75 of the salary range) takes home approximately £70,837 per year (£5,903 per month) after Income Tax and National Insurance, with an effective tax rate of 33.2%.
A junior Machine Learning Engineer earning £89K (P25 of the salary range) takes home approximately £62,177 per year (£5,181 per month) after Income Tax and National Insurance, with an effective tax rate of 30.1%.
Machine Learning Engineer Salary Benchmarks
Full range, city comparisons, seniority bands
£100K salary after-tax breakdown
Full band-by-band UK take-home breakdown, pension planning, and comparisons
Remote vs Hybrid
Is the commute worth it?
Machine Learning Engineer Salary in Scotland
Take-home under Scottish income tax (19%–48%)
Monthly briefing
One email a month covering salary benchmark movements, contractor rate changes, Budget and IR35 updates, new calculators, and market intelligence reports. Built for tech professionals, contractors, and hiring managers across the UK and Ireland.
Join tech professionals across the UK and Ireland
No noise. Just the data that moves your decisions.
Free. No spam. Unsubscribe any time. GDPR-compliant.