In Saudi Arabia, personal income is not taxed for expatriates, your gross salary is your take-home pay. A Software Engineer earning the median SAR13K/mo takes home SAR 156,000/year (SAR 13,000/month) in full. On top of that, end-of-service benefit (EOSB) builds separately, worth approximately SAR 22,750 by year 5.
Software Engineer take-home pay across the salary range
No personal income tax on salaries (expatriate). End-of-service benefit (EOSB) accrues separately, see below.
Entry (P25)
SAR 144,000
gross/year
Take-home
SAR 144,000
SAR 12,000/month
Total tax
SAR 0
0.0% effective rate
Breakdown
Income tax: none
Gross = net always
Median
SAR 156,000
gross/year
Take-home
SAR 156,000
SAR 13,000/month
Total tax
SAR 0
0.0% effective rate
Breakdown
Income tax: none
Gross = net always
Senior (P75)
SAR 168,000
gross/year
Take-home
SAR 168,000
SAR 14,000/month
Total tax
SAR 0
0.0% effective rate
Breakdown
Income tax: none
Gross = net always
Adjust for your actual salary
The table above uses the Software Engineer median. Enter your own gross salary below for a precise figure.
Annual take-home
SAR 156,000
Monthly take-home
SAR 13,000
Effective deduction rate
0.0%
What you're also earning: end-of-service benefit (EOSB)
Assumes a typical 70% basic-salary split on the Software Engineer median. Employer-funded, paid as a lump sum on exit, not part of your monthly pay.
EOSB at 5 years
SAR 22,750
EOSB at 10 years
SAR 68,250
Yes, for expatriates. Saudi Arabia has no personal income tax on employment salaries for Saudi nationals or expatriates, so a Software Engineer earning the median SAR13K/mo takes home the full SAR 156,000 per year (SAR 13,000 per month) as an expatriate. GOSI social insurance only applies to Saudi national employees.
A Software Engineer earning the median salary of SAR13K/mo in Saudi Arabia takes home approximately SAR 156,000 per year (SAR 13,000 per month) as an expatriate, since gross salary equals net salary with no income tax deduction.
EOSB is a lump sum your employer owes on exit under Article 84 of Saudi Labor Law, based on basic salary and years of service: half a month's wage per year for the first 5 years, then a full month's wage per year after that, uncapped. Assuming a typical 70% basic-salary split on the SAR13K/mo median, a Software Engineer would build up approximately SAR 22,750 by year 5 and SAR 68,250 by year 10.
No. EOSB is an employer-funded benefit that accrues separately and is paid as a lump sum when you leave, it is not deducted from your monthly salary the way tax or social security is in other markets. Your monthly take-home stays equal to your gross salary throughout your employment (minus GOSI, for Saudi nationals only).
A senior Software Engineer earning SAR14K/mo (P75 of the salary range) takes home approximately SAR 168,000 per year (SAR 14,000 per month) as an expatriate, the full gross amount, with no income tax deducted.
A junior Software Engineer earning SAR12K/mo (P25 of the salary range) takes home approximately SAR 144,000 per year (SAR 12,000 per month) as an expatriate, the full gross amount, with no income tax deducted.