PayMetric Labs
2026 Polish Tax Rates · PIT + ZUS + NFZ

AI / ML Engineer Take-Home Pay in Poland 2026

A AI / ML Engineer earning the median salary of PLN287K in Poland takes home approximately 174.967 PLN/year (14.581 PLN/month) after PIT Income Tax and employee ZUS/NFZ social insurance contributions, using 2026 rates.

AI / ML Engineer take-home pay across the salary range

Umowa o pracę (standard employment), single filer, PIT-2 default credit. 2026 rates.

Entry (P25)

282.000 PLN

gross/year

Take-home

172.129 PLN

14.344 PLN/month

Total tax

109.871 PLN

39.0% effective rate

Breakdown

ZUS+NFZ: 60.563 PLN

PIT: 49.308 PLN

Median

287.000 PLN

gross/year

Take-home

174.967 PLN

14.581 PLN/month

Total tax

112.033 PLN

39.0% effective rate

Breakdown

ZUS+NFZ: 61.186 PLN

PIT: 50.847 PLN

Senior (P75)

290.000 PLN

gross/year

Take-home

176.694 PLN

14.724 PLN/month

Total tax

113.306 PLN

39.1% effective rate

Breakdown

ZUS+NFZ: 61.522 PLN

PIT: 51.784 PLN

Adjust for your actual salary

The table above uses the AI / ML Engineer median. Enter your own gross salary below for a precise figure.

Umowa o pracę (standard employment) only. This models the standard KUP PLN 250/month cost allowance and the default PIT-2 tax-free credit; it does not model joint filing with a spouse, additional deductions, or the employer-side ZUS cost, which is a real cost but never appears on your payslip.

2026 tax year

Employee ZUS: 13.7%. NFZ health insurance: 9% of (gross - ZUS). PIT: 12% up to PLN 120,000 taxable, 32% above.

Common salaries:

Annual take-home pay

174.967 PLN

Per month

14.581 PLN

Effective tax + ZUS rate

39.0%

Employer ZUS (extra cost, not withheld)

58.778 PLN

How your 287.000 PLN is split

Take-home

174.967 PLN

61.0%

Employee ZUS

38.852 PLN

13.5%

NFZ health

22.333 PLN

7.8%

PIT

50.847 PLN

17.7%

Gross salary287.000 PLN
Employee ZUS (13.7%: pension, disability, sickness)-38.852 PLN
NFZ health insurance (9% of gross minus ZUS)-22.333 PLN
PIT (12% / 32% bands, PLN 3,600/yr credit)-50.847 PLN
Total deductions-112.033 PLN
Net take-home (annual)174.967 PLN

Calculations use 2026 Polish umowa o pracę (standard employment) rates: PIT bands of 12%/32% with a PLN 3,600/year tax-free credit, the standard PLN 250/month KUP cost allowance, employee ZUS of 13.7% (capped at the PLN 282,600/year base for pension and disability), and 9% NFZ health insurance. Does not model joint filing with a spouse, child tax relief, or the ulga dla młodych exemption for employees under 26. For precise figures, consult ZUS, the Urząd Skarbowy, or a tax professional.

Frequently asked questions

1

How much does a AI / ML Engineer take home in Poland?

A AI / ML Engineer earning the median salary of PLN287K in Poland takes home approximately 174.967 PLN per year (14.581 PLN per month) after PIT Income Tax and employee ZUS/NFZ social insurance contributions, using 2026 rates.

2

What is the effective tax rate for a AI / ML Engineer in Poland?

On a median AI / ML Engineer salary of PLN287K, the effective deduction rate (PIT Income Tax and employee ZUS/NFZ social insurance contributions) is 39.0%, leaving 174.967 PLN as take-home pay.

3

What does a senior AI / ML Engineer take home in Poland?

A senior AI / ML Engineer earning PLN290K (P75 of the salary range) takes home approximately 176.694 PLN per year (14.724 PLN per month) after PIT Income Tax and employee ZUS/NFZ social insurance contributions, with an effective rate of 39.1%.

4

What does a junior AI / ML Engineer take home in Poland?

A junior AI / ML Engineer earning PLN282K (P25 of the salary range) takes home approximately 172.129 PLN per year (14.344 PLN per month) after PIT Income Tax and employee ZUS/NFZ social insurance contributions, with an effective rate of 39.0%.