A Scrum Master / Agile Coach earning the median salary of NZ$103K in New Zealand takes home approximately $73,725/year ($6,144/month) after IRD Income Tax, the ACC Earner's Levy, and KiwiSaver, using 2026/27 rates.
Scrum Master / Agile Coach take-home pay across the salary range
PAYE employee, 3.5% default KiwiSaver rate. 2026/27 rates.
Entry (P25)
$95,000
gross/year
Take-home
$68,785
$5,732/month
Total tax
$26,215
27.6% effective rate
Breakdown
Tax: $21,228
ACC + KiwiSaver: $4,988
Median
$103,000
gross/year
Take-home
$73,725
$6,144/month
Total tax
$29,275
28.4% effective rate
Breakdown
Tax: $23,868
ACC + KiwiSaver: $5,408
Senior (P75)
$110,000
gross/year
Take-home
$78,048
$6,504/month
Total tax
$31,953
29.0% effective rate
Breakdown
Tax: $26,178
ACC + KiwiSaver: $5,775
Adjust for your actual salary
The table above uses the Scrum Master / Agile Coach median. Enter your own gross salary below for a precise figure.
2026/27 tax year
10.5% up to $15,600. 17.5% to $53,500. 30% to $78,100. 33% to $180,000. 39% above. Plus 1.75% ACC Earner's Levy, capped at $156,641 of earnings.
KiwiSaver deductions come out of your own gross pay into your own retirement account — they reduce take-home pay, but the money stays yours. The standard minimum employee/employer rate is 3.5%.
Common salaries:
Annual take-home pay
$73,725
Per month
$6,144
Per week
$1,418
Effective deduction rate
28.4%
Employer KiwiSaver match (not deducted from you)
On top of your take-home pay, your employer contributes at least 3.5%of your gross salary into your KiwiSaver account — that's an estimated $3,605/year added to your retirement savings, on top of your own 3.5% contribution.
How your $103,000 is split
$73,725
71.6%
$23,868
23.2%
$1,803
1.8%
$3,605
3.5%
| Gross salary | $103,000 |
| Income Tax | -$23,868 |
| ACC Earner's Levy (1.75%) | -$1,803 |
| KiwiSaver (3.5%) | -$3,605 |
| Total deductions | -$29,275 |
| Net take-home (annual) | $73,725 |
Calculations use 2026/27 IRD income tax brackets and the 2026/27 ACC Earner's Levy (1.75%, capped at $156,641 of earnings). KiwiSaver is modeled as a direct deduction from gross pay at your selected rate, with the employer's minimum matching contribution shown separately as an add-on (not deducted from you). Does not include student loan repayments, provisional tax, or Working for Families credits. For precise advice consult a tax professional or IRD.
A Scrum Master / Agile Coach earning the median salary of NZ$103K in New Zealand takes home approximately $73,725 per year ($6,144 per month) after IRD Income Tax, the ACC Earner's Levy, and KiwiSaver, using 2026/27 rates.
On a median Scrum Master / Agile Coach salary of NZ$103K, the effective deduction rate (Income Tax, ACC Levy, and KiwiSaver combined) is 28.4%, leaving $73,725 as take-home pay.
On a NZ$103K salary, a Scrum Master / Agile Coach pays approximately $23,868 in IRD Income Tax per year, under the progressive 10.5%/17.5%/30%/33%/39% bands for 2026/27.
A Scrum Master / Agile Coach pays a 1.75% ACC Earner's Levy on earnings up to NZ$156,641, plus their chosen KiwiSaver contribution rate (3.5% by default). On a NZ$103K salary, that's approximately $1,803 in ACC Levy and $3,605 in KiwiSaver per year, with the employer adding a further 3.5% on top separately.
A senior Scrum Master / Agile Coach earning NZ$110K (P75 of the salary range) takes home approximately $78,048 per year ($6,504 per month) after Income Tax, ACC Levy, and KiwiSaver, with an effective rate of 29.0%.
A junior Scrum Master / Agile Coach earning NZ$95K (P25 of the salary range) takes home approximately $68,785 per year ($5,732 per month) after Income Tax, ACC Levy, and KiwiSaver, with an effective rate of 27.6%.
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