ZZP Day Rate vs Employee Salary in the Netherlands (2026)
A €650/day ZZP rate sounds like €143,000 a year, but realistic billable days (PayMetric's own model: about 184 a year once bench time, admin, and unpaid downtime are counted) bring real revenue closer to €119,600. After the zelfstandigenaftrek, MKB-winstvrijstelling, income tax, and self-employed Zvw, that nets roughly €71,245, still ahead of a comparable €95,000 senior employee salary at about €61,881 net including vakantiegeld, but by a much smaller margin than the naive day-rate math implies, and before the ZZP'er funds their own pension and sick-pay buffer.