A Software Engineer earning the median salary of HK$22K/mo in Hong Kong takes home approximately HK$246,220/year (HK$20,518/month) after Salaries Tax and MPF contributions, using 2026-27 rates.
Software Engineer take-home pay across the salary range
Single filer, basic allowance only. 2026-27 IRD rates.
Entry (P25)
HK$240,000
gross/year
Take-home
HK$225,020
HK$18,752/month
Total tax
HK$14,980
6.2% effective rate
Breakdown
Salaries Tax: HK$2,980
MPF: HK$12,000
Median
HK$264,000
gross/year
Take-home
HK$246,220
HK$20,518/month
Total tax
HK$17,780
6.7% effective rate
Breakdown
Salaries Tax: HK$4,580
MPF: HK$13,200
Senior (P75)
HK$288,000
gross/year
Take-home
HK$266,740
HK$22,228/month
Total tax
HK$21,260
7.4% effective rate
Breakdown
Salaries Tax: HK$6,860
MPF: HK$14,400
Adjust for your actual salary
The table above uses the Software Engineer median. Enter your own gross salary below for a precise figure.
2025/26 year of assessment
Basic allowance HK$132,000 (single filer). Progressive rates 2%-17%, or a flat standard rate of 15%/16% — whichever gives you the lower tax bill is what you actually pay.
Common salaries:
Annual take-home pay
HK$246,220
Per month
HK$20,518
Per week
HK$4,735
Effective tax rate
6.7%
Method used
progressive
Why the progressive rate applies here
Hong Kong works out your tax two ways and charges you whichever is lower. The progressive method applies 2%-17% bands to your income after the HK$132,000 basic allowance and MPF deduction, giving HK$4,580. The standard rate method applies a flat 15% (16% above HK$5m) to your income after MPF but with no allowance, giving HK$37,620. At this salary, the progressive calculation is lower, so that's what you pay: HK$4,580.
How your HK$264,000 is split
HK$246,220
93.3%
HK$4,580
1.7%
HK$13,200
5.0%
| Gross salary | HK$264,000 |
| MPF (employee, 5%) | -HK$13,200 |
| Basic allowance (progressive method only) | HK$145,000 |
| Salaries Tax (progressive) | -HK$4,580 |
| Total deductions | -HK$17,780 |
| Net take-home (annual) | HK$246,220 |
Calculations use 2025/26 year of assessment IRD Salaries Tax rates and MPFA contribution limits, and assume a single filer with no dependents claiming only the basic allowance. Married persons, parents, and those with dependents qualify for materially higher allowances (e.g. HK$264,000 married allowance, HK$130,000 per child) not modeled here, so this understates take-home for those taxpayers. Does not include any one-off Budget tax rebates that may apply in a given year. For precise figures consult a tax professional or the Inland Revenue Department.
A Software Engineer earning the median salary of HK$22K/mo in Hong Kong takes home approximately HK$246,220 per year (HK$20,518 per month) after Salaries Tax and MPF, using 2026-27 IRD rates.
On a median Software Engineer salary of HK$22K/mo, the effective deduction rate (Salaries Tax and MPF combined) is 6.7%, leaving HK$246,220 as take-home pay. Hong Kong's Salaries Tax is capped by the "standard rate" of 15%, so effective rates stay comparatively low even at senior salaries.
On a HK$22K/mo salary, a Software Engineer pays approximately HK$4,580 in Salaries Tax per year, calculated as whichever is lower of the progressive 2%-17% bands (after the HK$145,000 basic allowance) or the 15%/16% standard rate on income before allowances.
A Software Engineer contributes 5% of relevant income to MPF (Mandatory Provident Fund), capped at HK$1,500/month (HK$18,000/year) once monthly income exceeds the HK$30,000 relevant income ceiling. On a HK$22K/mo salary, that's approximately HK$13,200 per year in employee MPF contributions, matched by an equal employer contribution.
A senior Software Engineer earning HK$24K/mo (P75 of the salary range) takes home approximately HK$266,740 per year (HK$22,228 per month) after Salaries Tax and MPF, with an effective rate of 7.4%.
A junior Software Engineer earning HK$20K/mo (P25 of the salary range) takes home approximately HK$225,020 per year (HK$18,752 per month) after Salaries Tax and MPF, with an effective rate of 6.2%.